Old Second Bancorp (OSBC)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 80,310 | 85,264 | 91,729 | 67,405 | 20,044 |
| Depreciation Amortization | 9,271 | 11,154 | 6,728 | 4,181 | 5,396 |
| Income taxes - deferred | 1,593 | -1,367 | 1,857 | 969 | 6,479 |
| Other Working Capital | -3,431 | 18,995 | -8,502 | 19,779 | -8,987 |
| Loans | 82,628 | 57,013 | 50,709 | 79,754 | 245,074 |
| Other Operating Activity | -48,107 | -39,526 | -26,120 | -74,744 | -236,959 |
| Operating Cash Flow | $122,264 | $131,533 | $116,401 | $97,344 | $31,047 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -2,257 | -10,787 | -7,834 | 9,014 | -2,033 |
| Net Acquisitions | 10,529 | 237,441 | N/A | -146 | 148,995 |
| Purchase Of Investment | -202,218 | -251,582 | -26,239 | -308,922 | -886,103 |
| Sale Of Investment | 405,520 | 309,498 | 391,787 | 310,829 | 744,720 |
| Net Loans | -75,837 | 34,710 | -197,574 | -443,904 | 122,102 |
| Other Investing Activity | 24,082 | 3,421 | 1,415 | 351 | 5,237 |
| Investing Cash Flow | $159,819 | $322,701 | $161,555 | $-432,778 | $132,918 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 166,612 | -374,813 | 309,314 | 71,819 | -16,643 |
| Debt Issued | N/A | N/A | N/A | -6,056 | 58,833 |
| Debt Repayment | 0 | 0 | -45,000 | 0 | 0 |
| Common Stock Repurchased | -7,412 | -1,048 | -605 | -455 | -10,417 |
| Dividend Paid | -12,240 | -9,413 | -8,946 | -8,877 | -4,612 |
| Other Financing Activity | 0 | 0 | -9,000 | -4,000 | -4,000 |
| Financing Cash Flow | $-257,387 | $-455,050 | $-292,988 | $-301,496 | $258,239 |
| Beginning Cash Position | 99,329 | 100,145 | 115,177 | 752,107 | 329,903 |
| End Cash Position | 124,025 | 99,329 | 100,145 | 115,177 | 752,107 |
| Net Cash Flow | $24,696 | $-816 | $-15,032 | $-636,930 | $422,204 |
| Free Cash Flow | |||||
| Operating Cash Flow | 122,264 | 131,533 | 116,401 | 97,344 | 31,047 |
| Capital Expenditure | -4,505 | -10,787 | -12,376 | -4,332 | -2,033 |
| Free Cash Flow | 117,759 | 120,746 | 104,025 | 93,012 | 29,014 |