Oppfi Inc (OPFI)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 146,247 | 83,837 | 39,479 | 3,340 | 89,795 |
| Depreciation Amortization | 8,487 | 12,030 | 15,163 | 16,418 | 12,592 |
| Income taxes - deferred | 4,902 | 3,442 | 1,667 | -553 | -544 |
| Accounts payable and accrued liabilities | 1,894 | -3,563 | -1,896 | 238 | 3,437 |
| Other Working Capital | -1,320 | 6,810 | -2,043 | -9,345 | 3,941 |
| Other Operating Activity | 241,095 | 221,250 | 243,776 | 233,199 | 58,125 |
| Operating Cash Flow | $401,305 | $323,806 | $296,146 | $243,297 | $167,346 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -19,113 | -13,010 | -8,991 | -13,250 | -14,373 |
| Net Acquisitions | -288,691 | -230,432 | -235,301 | -303,994 | -185,097 |
| Investing Cash Flow | $-307,804 | $-243,442 | $-244,292 | $-317,244 | $-199,470 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 253,274 | 217,049 | 186,087 | -21,687 | 127,361 |
| Debt Repayment | -250,749 | -231,434 | -199,252 | 92,734 | -4,000 |
| Common Stock Issued | 6 | 0 | 59 | 0 | N/A |
| Common Stock Repurchased | -15,517 | -3,551 | 0 | -2,460 | 0 |
| Dividend Paid | -6,414 | -2,374 | N/A | N/A | N/A |
| Other Financing Activity | -69,126 | -45,709 | -14,475 | -7,332 | -74,532 |
| Financing Cash Flow | $-88,526 | $-66,019 | $-27,581 | $61,255 | $48,829 |
| Beginning Cash Position | 88,288 | 73,943 | 49,670 | 62,362 | 45,657 |
| End Cash Position | 93,263 | 88,288 | 73,943 | 49,670 | 62,362 |
| Net Cash Flow | $4,975 | $14,345 | $24,273 | $-12,692 | $16,705 |
| Free Cash Flow | |||||
| Operating Cash Flow | 401,305 | 323,806 | 296,146 | 243,297 | 167,346 |
| Capital Expenditure | -19,113 | -13,010 | -8,991 | -13,250 | -14,373 |
| Free Cash Flow | 382,192 | 310,796 | 287,155 | 230,047 | 152,973 |