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Open Bank (OPBK)

Open Bank (OPBK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Cash Flow for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)
  03-2025 12-2024 09-2024 06-2024 03-2024
Cash Flows From Operating Activities
Net Income 5,560 21,069 16,098 10,662 5,226
Depreciation Amortization 1,280 4,648 3,814 2,507 1,166
Income taxes - deferred 923 -1,600 -521 -209 54
Other Working Capital -2,870 3,865 4,942 -1,463 -9,934
Loans -655 -5,627 -8,446 -5,988 -14,832
Other Operating Activity 1,379 8,888 10,058 7,103 15,166
Operating Cash Flow $5,617 $31,243 $25,945 $12,612 $-3,154
Cash Flows From Investing Activities
PPE Investments -1,424 -1,562 -747 -167 -90
Purchase Of Investment N/A -19,169 -19,169 -19,169 -24
Sale Of Investment 6,600 27,671 19,121 12,048 5,142
Net Loans -86,966 -189,978 -165,252 -103,315 -38,510
Other Investing Activity 0 -4,282 -3,318 -2,556 -1,042
Investing Cash Flow $-81,790 $-187,320 $-169,365 $-113,159 $-34,524
Cash Flows From Financing Activities
Debt Issued N/A 20,000 N/A 40,000 30,000
Debt Repayment -20,000 -30,000 -30,000 -30,000 -30,000
Common Stock Issued N/A 160 160 160 160
Common Stock Repurchased N/A -2,743 -2,743 -2,691 -483
Dividend Paid -1,778 -7,143 -5,365 -3,588 -1,801
Other Financing Activity -717 -197 -137 -137 -21
Financing Cash Flow $140,091 $199,804 $218,960 $137,007 $85,708
Beginning Cash Position 134,943 91,216 91,216 91,216 91,216
End Cash Position 198,861 134,943 166,756 127,676 139,246
Net Cash Flow $63,918 $43,727 $75,540 $36,460 $48,030
Free Cash Flow
Operating Cash Flow 5,617 31,243 25,945 12,612 -3,154
Capital Expenditure -1,424 -1,562 -747 -167 -90
Free Cash Flow 4,193 29,681 25,198 12,445 -3,244
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