Open Bank (OPBK)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 25,635 | 21,069 | 23,918 | 33,310 | 28,840 |
| Depreciation Amortization | 7,264 | 4,648 | 4,474 | 2,210 | 1,407 |
| Income taxes - deferred | 81 | -1,600 | 3 | 1,081 | -2,312 |
| Other Working Capital | -11,279 | 3,865 | 37,034 | 43,026 | -57,146 |
| Loans | -9,589 | -5,627 | 39,140 | 46,604 | -65,835 |
| Other Operating Activity | 14,049 | 8,888 | -36,812 | -42,497 | 66,768 |
| Operating Cash Flow | $26,161 | $31,243 | $67,757 | $83,734 | $-28,278 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -2,801 | -1,562 | -2,184 | -1,412 | -1,125 |
| Purchase Of Investment | -30,164 | -19,169 | -9,692 | -117,349 | -99,331 |
| Sale Of Investment | 30,720 | 27,671 | 24,368 | 32,191 | 35,941 |
| Net Loans | -235,282 | -189,978 | -85,536 | -364,131 | -220,700 |
| Other Investing Activity | -5,485 | -4,282 | -2,843 | -11,076 | -829 |
| Investing Cash Flow | $-243,012 | $-187,320 | $-75,887 | $-461,777 | $-286,044 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 149,574 | 20,000 | 105,000 | 0 | N/A |
| Debt Repayment | -145,000 | -30,000 | N/A | 0 | -5,000 |
| Common Stock Issued | N/A | 160 | 888 | 608 | 89 |
| Common Stock Repurchased | -706 | -2,743 | -3,934 | 0 | -28 |
| Dividend Paid | -7,133 | -7,143 | -7,269 | -6,676 | -5,132 |
| Other Financing Activity | -778 | -197 | -98 | -81 | -434 |
| Financing Cash Flow | $249,219 | $199,804 | $16,374 | $345,556 | $323,471 |
| Beginning Cash Position | 134,943 | 91,216 | 82,972 | 115,459 | 106,310 |
| End Cash Position | 167,311 | 134,943 | 91,216 | 82,972 | 115,459 |
| Net Cash Flow | $32,368 | $43,727 | $8,244 | $-32,487 | $9,149 |
| Free Cash Flow | |||||
| Operating Cash Flow | 26,161 | 31,243 | 67,757 | 83,734 | -28,278 |
| Capital Expenditure | -2,801 | -1,562 | -2,184 | -1,412 | -1,125 |
| Free Cash Flow | 23,360 | 29,681 | 65,573 | 82,322 | -29,403 |