Orange County Bancor (OBT)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 29,184 | 19,165 | 8,704 | 27,883 | 20,719 |
| Depreciation Amortization | 2,103 | 1,411 | 721 | 3,104 | 2,274 |
| Income taxes - deferred | N/A | N/A | N/A | 69 | N/A |
| Other Working Capital | -2,232 | -19,352 | -4,939 | -2,862 | -8,433 |
| Other Operating Activity | 1,032 | -1,338 | 351 | 6,409 | 7,215 |
| Operating Cash Flow | $30,087 | $-114 | $4,837 | $34,603 | $21,775 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 2,800 | 4,098 | 4,191 | 4,809 | 6,258 |
| PPE Investments | 714 | 1,308 | -494 | -1,309 | -650 |
| Purchase Of Investment | -18,913 | -2,812 | -436 | -5,416 | -4,516 |
| Sale Of Investment | 54,246 | 42,383 | 9,862 | 45,757 | 35,528 |
| Net Loans | -121,093 | -100,777 | -37,827 | -73,260 | -49,285 |
| Other Investing Activity | 13,486 | 9,750 | 0 | 0 | 0 |
| Investing Cash Flow | $-68,760 | $-46,050 | $-24,704 | $-29,419 | $-12,665 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -91,000 | -92,500 | -93,000 | -111,000 | -142,500 |
| Debt Issued | 25,000 | 0 | 0 | N/A | 50,000 |
| Debt Repayment | -20,000 | N/A | N/A | N/A | N/A |
| Common Stock Repurchased | -158 | -158 | -158 | -518 | -489 |
| Dividend Paid | -4,694 | -2,955 | -1,475 | -5,325 | -3,906 |
| Other Financing Activity | 43,560 | 43,685 | 0 | 0 | 0 |
| Financing Cash Flow | $78,219 | $71,436 | $33,706 | $-2,233 | $4,379 |
| Beginning Cash Position | 150,334 | 150,334 | 150,334 | 147,383 | 147,383 |
| End Cash Position | 189,880 | 175,606 | 164,173 | 150,334 | 160,872 |
| Net Cash Flow | $39,546 | $25,272 | $13,839 | $2,951 | $13,489 |
| Free Cash Flow | |||||
| Operating Cash Flow | 30,087 | -114 | 4,837 | 34,603 | 21,775 |
| Capital Expenditure | -1,821 | -1,227 | -494 | -1,730 | -650 |
| Free Cash Flow | 28,266 | -1,341 | 4,343 | 32,873 | 21,125 |