Orange County Bancor (OBT)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 41,614 | 27,883 | 29,478 | 24,363 | 21,287 |
| Depreciation Amortization | 2,794 | 3,104 | 3,273 | 3,430 | 3,757 |
| Income taxes - deferred | 240 | 69 | 103 | -958 | -403 |
| Other Working Capital | -2,500 | -2,862 | 7,012 | -1,990 | -910 |
| Other Operating Activity | 1,701 | 6,409 | 4,634 | 5,638 | -3,411 |
| Operating Cash Flow | $43,849 | $34,603 | $44,500 | $30,483 | $20,320 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 3,799 | 4,809 | -4,963 | -7,346 | -768 |
| PPE Investments | 19 | -1,309 | -3,101 | -1,545 | -1,959 |
| Purchase Of Investment | -22,633 | -5,416 | -6,842 | -211,749 | -258,225 |
| Sale Of Investment | 68,646 | 45,757 | 49,121 | 66,282 | 113,883 |
| Net Loans | -137,469 | -73,260 | -179,137 | -279,749 | -134,038 |
| Other Investing Activity | 13,486 | 0 | 0 | 0 | -10,200 |
| Investing Cash Flow | $-74,152 | $-29,419 | $-144,922 | $-434,107 | $-291,307 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -113,500 | -111,000 | 93,000 | 131,500 | N/A |
| Debt Issued | 24,555 | 0 | 10,000 | 0 | N/A |
| Debt Repayment | -20,000 | 0 | N/A | -3,000 | N/A |
| Common Stock Issued | N/A | N/A | N/A | N/A | 35,252 |
| Common Stock Repurchased | -158 | -518 | -447 | -308 | -379 |
| Dividend Paid | -7,099 | -5,325 | -5,191 | -4,669 | -4,029 |
| Other Financing Activity | 43,389 | 0 | 0 | 0 | 0 |
| Financing Cash Flow | $84,201 | $-2,233 | $161,724 | $183,526 | $455,934 |
| Beginning Cash Position | 150,334 | 147,383 | 86,081 | 306,179 | 121,232 |
| End Cash Position | 204,232 | 150,334 | 147,383 | 86,081 | 306,179 |
| Net Cash Flow | $53,898 | $2,951 | $61,302 | $-220,098 | $184,947 |
| Free Cash Flow | |||||
| Operating Cash Flow | 43,849 | 34,603 | 44,500 | 30,483 | 20,320 |
| Capital Expenditure | -2,516 | -1,730 | -3,536 | -1,545 | -1,959 |
| Free Cash Flow | 41,333 | 32,873 | 40,964 | 28,938 | 18,361 |