Norwood Financial Corp (NWFL)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | -160 | 16,759 | 29,233 | 24,915 | 15,080 |
| Depreciation Amortization | 2,620 | 2,903 | 2,657 | -364 | 2,682 |
| Income taxes - deferred | -125 | 583 | 419 | -383 | 850 |
| Other Working Capital | 1,762 | 6,651 | 422 | -55 | -2,093 |
| Other Operating Activity | 18,710 | 2,928 | -1,997 | 5,085 | -2,722 |
| Operating Cash Flow | $22,807 | $29,824 | $30,734 | $29,198 | $13,797 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -3,018 | -749 | -330 | -809 | -127 |
| Net Acquisitions | N/A | N/A | N/A | N/A | 15,193 |
| Purchase Of Investment | -227,210 | -29,196 | -137,194 | -272,443 | -86,352 |
| Sale Of Investment | 227,136 | 51,685 | 50,768 | 83,839 | 90,699 |
| Net Loans | -112,951 | -136,245 | -118,999 | 57,938 | -80,770 |
| Other Investing Activity | 838 | -2,063 | -2,239 | 511 | 0 |
| Investing Cash Flow | $-115,205 | $-116,568 | $-207,994 | $-130,964 | $-61,357 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 38,993 | -19,139 | 32,393 | -2,481 | 1,047 |
| Debt Issued | 60,001 | 155,000 | 40,000 | 0 | 10,000 |
| Debt Repayment | -82,444 | -70,764 | -29,998 | -12,461 | -23,979 |
| Common Stock Issued | 28,485 | 986 | 789 | 524 | 398 |
| Common Stock Repurchased | -703 | -3,100 | -2,515 | -1,440 | -108 |
| Dividend Paid | -9,719 | -9,417 | -9,158 | -8,539 | -7,263 |
| Financing Cash Flow | $98,617 | $120,998 | $2,445 | $196,754 | $143,838 |
| Beginning Cash Position | 66,120 | 31,866 | 206,681 | 111,693 | 15,415 |
| End Cash Position | 72,339 | 66,120 | 31,866 | 206,681 | 111,693 |
| Net Cash Flow | $6,219 | $34,254 | $-174,815 | $94,988 | $96,278 |
| Free Cash Flow | |||||
| Operating Cash Flow | 22,807 | 29,824 | 30,734 | 29,198 | 13,797 |
| Capital Expenditure | -3,127 | -1,412 | -2,153 | -1,258 | -749 |
| Free Cash Flow | 19,680 | 28,412 | 28,581 | 27,940 | 13,048 |