Norwood Financial Corp (NWFL)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 03-2026 | 12-2025 | 09-2025 | 06-2025 | 03-2025 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 3,730 | 27,755 | 20,313 | 11,978 | 5,773 |
| Depreciation Amortization | 536 | 1,602 | 1,169 | 757 | 346 |
| Income taxes - deferred | -996 | -94 | -1,334 | -1,489 | -1,342 |
| Other Working Capital | -3,503 | -1,261 | -3,012 | -1,816 | 1,128 |
| Other Operating Activity | 6,230 | 5,965 | 8,056 | 6,423 | 3,193 |
| Operating Cash Flow | $5,997 | $33,967 | $25,192 | $15,853 | $9,098 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -455 | -4,720 | -3,646 | -2,609 | -932 |
| Net Acquisitions | 57,020 | N/A | N/A | N/A | N/A |
| Purchase Of Investment | -24,993 | -81,231 | -49,718 | -38,356 | -25,299 |
| Sale Of Investment | 19,456 | 92,395 | 63,162 | 46,997 | 25,933 |
| Net Loans | -39,816 | -137,051 | -97,316 | -71,844 | -51,521 |
| Other Investing Activity | 0 | 1,656 | 1,656 | 1,101 | 0 |
| Investing Cash Flow | $11,212 | $-128,951 | $-85,862 | $-64,711 | $-51,819 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -14,714 | -98,355 | -113,069 | -86,569 | -113,069 |
| Debt Issued | 155 | 40,020 | 40,000 | 40,000 | 40,000 |
| Debt Repayment | -12,950 | -82,394 | -69,722 | -56,443 | -23,203 |
| Common Stock Issued | 486 | 178 | 14 | N/A | 0 |
| Common Stock Repurchased | 0 | -361 | -349 | -349 | -349 |
| Dividend Paid | -3,506 | -11,489 | -8,618 | -5,746 | -2,875 |
| Financing Cash Flow | $40,928 | $67,081 | $63,061 | $29,564 | $45,789 |
| Beginning Cash Position | 44,436 | 72,339 | 72,339 | 72,339 | 72,339 |
| End Cash Position | 102,573 | 44,436 | 74,730 | 53,045 | 75,407 |
| Net Cash Flow | $58,137 | $-27,903 | $2,391 | $-19,294 | $3,068 |
| Free Cash Flow | |||||
| Operating Cash Flow | 5,997 | 33,967 | 25,192 | 15,853 | 9,098 |
| Capital Expenditure | N/A | -4,720 | -3,646 | -2,609 | N/A |
| Free Cash Flow | 5,997 | 29,247 | 21,546 | 13,244 | 9,098 |