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Lake Shore Bancorp (LSBK)

Lake Shore Bancorp (LSBK)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
Lake Shore Bancorp, Inc. operates as the holding company for Lake Shore Savings Bank, a community-oriented financial institution, which engages in the retail banking business in Erie and Chautauqua Counties of New York. Headquartered in Dunkirk, New York, the company offers various deposit products, including savings deposits, money market accounts, interest bearing and non-interest bearing checking accounts, retirement accounts, time deposits, and interest on lawyer accounts. Its loan portfolio comprises residential mortgage loans, including home equity loans; consumer loans; commercial real estate loans; and commercial loans.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Sales 38,110 36,390 29,460 27,850 27,330
Sales Growth +4.73% +23.52% +5.78% +1.90% +2.13%
Net Income 4,930 4,820 5,710 6,190 4,560
Net Income Growth +2.28% -15.59% -7.75% +35.75% +11.49%
(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Total Assets 685,500 725,120 699,910 713,740 686,200
Total Assets Growth -5.46% +3.60% -1.94% +4.01% +12.33%
Total Liabilities 595,640 638,850 618,730 625,760 600,280
Total Liabilities Growth -6.76% +3.25% -1.12% +4.24% +13.68%
(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Operating Cash Flow 2,510 6,210 8,140 8,550 5,600
Operating Cash Flow Growth -59.58% -23.71% -4.80% +52.68% -4.11%
Net Cash Flow -20,600 44,100 -57,950 24,610 12,690
Change in Net Cash Flow -146.71% +176.10% -335.47% +93.93% +2,858.70%
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