Joint Stock Company Kaspi.Kz ADR (KSPI)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Interest Income | 815,550 | 762,138 | 655,928 | 599,699 | 595,602 |
| Interest Expense | 467,609 | 436,574 | 366,134 | 316,391 | 333,768 |
| Interest Income (Net of Interest Expense) | 347,941 | 325,564 | 289,794 | 283,308 | 261,834 |
| Non-Interest Income | 1,293,780 | 1,172,864 | 987,774 | 818,833 | 768,881 |
| Sales | 1,641,722 | 1,498,428 | 1,277,568 | 1,102,141 | 1,030,716 |
| Non Interest Expenses | 983,345 | 854,516 | 662,664 | 353,136 | 330,758 |
| Pre-tax Income | 658,377 | 643,912 | 614,904 | 749,005 | 699,957 |
| Income Tax | 130,089 | 126,654 | 106,806 | 131,168 | 123,768 |
| Other Income | 1,125,986 | 1,080,486 | 981,038 | 1,065,396 | 1,033,725 |
| Net Income | $530,894 | $514,654 | $504,112 | $609,167 | $566,355 |
| EPS Basic Continuous Ops | 2.77 | 2.71 | 2.67 | 3.25 | 3.03 |
| EPS Basic Total Ops | 2.78 | 2.70 | 2.65 | 3.21 | 2.98 |
| EPS Diluted Continuous Ops | 2.76 | 2.70 | 2.66 | 3.22 | 3.01 |
| EPS Diluted Total Ops | 2.77 | 2.69 | 2.64 | 3.17 | 2.96 |
| EPS Diluted Before Non-Recurring Items | 2.72 | 2.69 | 2.59 | 3.09 | 2.53 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |