Hiscox Ltd ADR (HCXLY)

Hiscox Ltd is registered in Bermuda on 12th December, 2006. The Company, through its holdings provides insurance & reinsurance products & services. It offers coverage for commercial & personal insurance, technology, aerospace, marine companies, fire, flood, fraud, hacking, terrorism & political risk, among others. Its business segments include London Market, UK and Europe, International. London Market comprises Syndicate 33 excluding the fine art and non-US household business which is included within the results of UK and Europe. It also includes the auto physical damage and warranty and aviation businesses from Syndicate 3624. In addition, it excludes an element of kidnap and ransom and terrorism included in UK and Europe. UK and Europe comprises Syndicate 33's fine art and non-US household business, together with the income and expenses arising from the Group's retail agency activities in the UK and in continental Europe. In addition, it includes the European errors and omissions business and specialty UK from Syndicate 3624. It also includes an element of kidnap and ransom and terrorism written in Syndicate 33. International comprises Hiscox Insurance Company (Guernsey) Limited, Hiscox Insurance Company (Bermuda) Limited, Hiscox Inc., Hiscox Insurance Company Inc. and Syndicate 3624 excluding the European errors and omissions, aviation business, auto physical damage and warranty and specialty UK businesses.