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Howard Bancorp MD (HBMD)

Howard Bancorp MD (HBMD)
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Howard Bancorp, Inc., headquartered in Ellicott City, Maryland, operates as a holding company for Howard Bank that provides a range of commercial and retail banking services in Maryland. It offers various deposits products, such as community business, business relationship, business solutions, super, howard relationship, and howard maximum checking accounts; individual retirement accounts; business, junior, and personal savings accounts; anniversary, incentive, and business money market accounts; and certificates of deposits. The company's loan portfolio comprises commercial construction, commercial real estate, home equity, and consumer installment loans; and commercial and unsecured lines of credit. Howard Bancorp also provides business and personal online banking and Web BillPay services, ATM cards, business credit cards, and cash management, lockbox processing, and wire transfers services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2021 Jun, 2021 Mar, 2021 Dec, 2020 Sep, 2020
Sales 23,290 23,740 23,300 23,860 23,040
Sales Growth -1.90% +1.89% -2.35% +3.56% -12.16%
Net Income 6,360 7,460 6,200 4,470 4,600
Net Income Growth -14.75% +20.32% +38.70% -2.83% +115.64%
(Values in U.S. Thousands) Sep, 2021 Jun, 2021 Mar, 2021 Dec, 2020 Sep, 2020
Total Assets 2,527,260 2,599,540 2,625,550 2,537,990 2,559,180
Total Assets Growth -2.78% -0.99% +3.45% -0.83% +3.89%
Total Liabilities 2,219,080 2,296,280 2,332,880 2,243,360 2,269,680
Total Liabilities Growth -3.36% -1.57% +3.99% -1.16% +4.11%
(Values in U.S. Thousands) Sep, 2021 Jun, 2021 Mar, 2021 Dec, 2020 Sep, 2020
Operating Cash Flow 27,980 19,250 8,830 60,670 52,670
Operating Cash Flow Growth +45.35% +118.01% -85.45% +15.19% +11.80%
Net Cash Flow -10,960 -2,180 4,950 -35,360 -39,400
Change in Net Cash Flow -402.75% -144.04% +114.00% +10.25% +22.61%
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