First Federal of Northern Michigan Bancorp (FFNM)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
| 03-2003 | 12-2002 | 09-2002 | 06-2002 | 03-2002 | |
| Interest Income | 3,400 | 3,043 | 3,786 | 3,870 | 3,800 |
| Interest Expense | 1,702 | 1,862 | 2,038 | 2,142 | 2,300 |
| Interest Income (Net of Interest Expense) | 1,698 | 1,259 | 1,748 | 1,650 | 1,500 |
| Non-Interest Income | 701 | 729 | 737 | 376 | 543 |
| Sales | 2,399 | 1,988 | 2,485 | 2,026 | 2,044 |
| Credit Losses Provision | 163 | 190 | 75 | 75 | 75 |
| Non Interest Expenses | 1,994 | 1,540 | 1,906 | 1,801 | 1,825 |
| Pre-tax Income | 124 | 244 | 440 | 228 | 143 |
| Income Tax | 39 | -2 | 155 | 81 | 52 |
| Other Income | 1,826 | 2,106 | 2,478 | 2,370 | 2,443 |
| Net Income | $86 | $246 | $285 | $147 | $92 |
| EPS Basic Continuous Ops | 0.03 | 0.08 | 0.09 | 0.05 | 0.03 |
| EPS Basic Total Ops | 0.03 | 0.08 | 0.09 | 0.05 | 0.03 |
| EPS Diluted Continuous Ops | 0.03 | 0.08 | 0.09 | 0.05 | 0.03 |
| EPS Diluted Total Ops | 0.03 | 0.08 | 0.09 | 0.05 | 0.03 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |