First Federal of Northern Michigan Bancorp (FFNM)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
| 06-2004 | 03-2004 | 12-2003 | 09-2003 | 06-2003 | |
| Interest Income | 3,261 | 3,091 | 3,225 | 3,414 | 3,311 |
| Interest Expense | 1,504 | 1,445 | 1,525 | 1,576 | 1,652 |
| Interest Income (Net of Interest Expense) | 1,757 | 1,647 | 1,701 | 1,838 | 1,659 |
| Non-Interest Income | 1,209 | 1,138 | 1,416 | 1,367 | 1,943 |
| Sales | 2,966 | 2,784 | 3,116 | 3,204 | 3,601 |
| Credit Losses Provision | 65 | 81 | 29 | 11 | 65 |
| Non Interest Expenses | 2,748 | 2,724 | 2,670 | 2,774 | 2,889 |
| Pre-tax Income | 154 | -21 | 542 | 420 | 641 |
| Income Tax | 51 | -7 | 125 | 140 | 215 |
| Other Income | 1,658 | 1,424 | 2,067 | 1,996 | 2,293 |
| Net Income | $103 | $-14 | $418 | $280 | $426 |
| EPS Basic Continuous Ops | 0.03 | -0.01 | 0.14 | 0.09 | 0.14 |
| EPS Basic Total Ops | 0.03 | -0.01 | 0.14 | 0.09 | 0.14 |
| EPS Diluted Continuous Ops | 0.03 | -0.01 | 0.14 | 0.09 | 0.14 |
| EPS Diluted Total Ops | 0.03 | -0.01 | 0.14 | 0.09 | 0.14 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |