| (Values in U.S. Thousands) | Dec, 2019 | Dec, 2018 | Dec, 2017 | Dec, 2016 | Dec, 2015 |
| Sales | 9,210,270 | 8,751,100 | 8,426,500 | 8,393,930 | 9,475,180 |
| Sales Growth | +5.25% | +3.85% | +0.39% | -11.41% | unch |
| Net Income | 2,925,050 | 2,984,260 | 2,640,340 | 2,292,790 | 3,080,390 |
| Net Income Growth | -1.98% | +13.03% | +15.16% | -25.57% | +167.76% |
(DNHBY)
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DNB ASA., offers financial services which include loans, savings, advisory services, insurance and pension products for personal and corporate customers. Its business is segmented five areas - Retail banking; Corporates and International; DNB markets; Insurance and Asset Management services; and DNB Baltics and Poland. The Retail Banking segment offers leasing, deposit and investment alternatives, insurance, as well as real estate broking and financial advisory services. Corporates and International segment offers deposits and investments, insurance, e-commerce products, commercial property brokerage, foreign currency, interest rate products, trade finance and corporate finance services. The DNB Markets segment offers investment banking products in the areas of foreign exchange, interest rate and commodity products, securities and other investment products. Insurance and Asset Management services segment provides life insurance, non-life insurance, pension savings and asset management services. DNB Baltics and Poland segment offers financial services to corporate and personal customers in Estonia, Latvia and Lithuania.