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Citizens Community (CZWI)

Citizens Community (CZWI)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
Citizens Community Bancorp, Inc. operates as the holding company for Citizens Community Federal that offers various financial services. It is engaged in the business of attracting deposits from the general public and investing those deposits in residential and consumer loans. It offers various deposit products, including checking accounts, savings accounts, demand accounts, certificates of deposit, and money market account. The company's real estate loans include one-to four-family first mortgages, second mortgages and home equity lines of credit, and multi-family and commercial; and consumer loans include new and used auto, motorcycle, boat, and recreational vehicle loans. It also provides loans secured by savings deposits; and unsecured loans. Based in Eau Claire, Wisconsin, the company operates full-service banking offices in Wisconsin, Minnesota and Michigan.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 25,280 25,340 23,700 23,970 25,430
Sales Growth -0.24% +6.92% -1.13% -5.74% +4.31%
Net Income 3,680 3,270 3,200 2,700 3,290
Net Income Growth +12.54% +2.19% +18.52% -17.93% -10.60%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 1,726,990 1,735,160 1,779,960 1,748,520 1,799,140
Total Assets Growth -0.47% -2.52% +1.80% -2.81% -0.18%
Total Liabilities 1,540,170 1,551,700 1,599,910 1,569,440 1,618,990
Total Liabilities Growth -0.74% -3.01% +1.94% -3.06% -0.45%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow 7,840 1,210 1,610 20,180 17,580
Operating Cash Flow Growth +547.93% -24.84% -92.02% +14.79% +24.42%
Net Cash Flow 32,260 17,280 50,030 13,030 -510
Change in Net Cash Flow +86.69% -65.46% +283.96% +2,654.91% -104.00%
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