Citizens Community (CZWI)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 14,420 | 13,751 | 13,059 | 17,761 | 21,266 |
| Depreciation Amortization | 3,373 | 3,569 | 4,399 | 4,888 | 4,942 |
| Income taxes - deferred | -1,058 | 380 | 1,994 | 506 | 930 |
| Other Working Capital | -5,679 | 5,380 | -4,925 | 5,129 | -2,427 |
| Loans | -3,625 | 4,444 | -5,773 | 6,670 | -3,595 |
| Other Operating Activity | 4,262 | -7,124 | 4,370 | -5,666 | 483 |
| Operating Cash Flow | $11,693 | $20,400 | $13,124 | $29,288 | $21,599 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 4,612 | 14,842 | 10,692 | 12,500 | -60,088 |
| PPE Investments | -1,311 | -849 | -1,355 | -3,588 | -3,740 |
| Purchase Of Investment | -1,200 | -450 | -1,350 | -35,506 | -40,744 |
| Sale Of Investment | 14,929 | 5,983 | 5,266 | 10,065 | 12,083 |
| Net Loans | 28,513 | 92,317 | -48,298 | -101,371 | -73,636 |
| Other Investing Activity | 163 | 1,896 | 840 | -1,287 | 2,924 |
| Investing Cash Flow | $45,706 | $113,739 | $-34,205 | $-119,187 | $-163,201 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 4,995 | 0 | N/A | 146,191 | 0 |
| Debt Repayment | -5,000 | -30,530 | 5,000 | -96,015 | -12,113 |
| Common Stock Issued | 179 | 22 | 28 | 71 | 52 |
| Common Stock Repurchased | -6,245 | -6,216 | -550 | -1,914 | -7,981 |
| Dividend Paid | -3,598 | -3,346 | -3,040 | -2,742 | -2,511 |
| Other Financing Activity | -15,000 | -50,083 | -72,943 | -5,205 | 127 |
| Financing Cash Flow | $11,282 | $-121,105 | $22,856 | $77,571 | $69,853 |
| Beginning Cash Position | 50,172 | 37,138 | 35,363 | 47,691 | 119,440 |
| End Cash Position | 118,853 | 50,172 | 37,138 | 35,363 | 47,691 |
| Net Cash Flow | $68,681 | $13,034 | $1,775 | $-12,328 | $-71,749 |
| Free Cash Flow | |||||
| Operating Cash Flow | 11,693 | 20,400 | 13,124 | 29,288 | 21,599 |
| Capital Expenditure | -1,311 | -889 | -1,367 | -3,602 | -3,778 |
| Free Cash Flow | 10,382 | 19,511 | 11,757 | 25,686 | 17,821 |