Citizens Community (CZWI)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 13,751 | 13,059 | 17,761 | 21,266 | 12,725 |
| Depreciation Amortization | 3,976 | 4,399 | 4,888 | 4,942 | 7,298 |
| Income taxes - deferred | 380 | 1,994 | 506 | 930 | -2,526 |
| Other Working Capital | 5,380 | -4,925 | 5,129 | -2,427 | 1,608 |
| Loans | 4,444 | -5,773 | 6,670 | -3,595 | 2,818 |
| Other Operating Activity | -7,755 | 4,370 | -5,666 | 483 | 1,862 |
| Operating Cash Flow | $20,176 | $13,124 | $29,288 | $21,599 | $23,785 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 14,842 | 10,692 | 12,500 | -60,088 | 38,654 |
| PPE Investments | -849 | -1,355 | -3,588 | -3,740 | -2,191 |
| Purchase Of Investment | -450 | -1,350 | -35,506 | -40,744 | -44,441 |
| Sale Of Investment | 5,983 | 5,266 | 10,065 | 12,083 | 3,692 |
| Net Loans | 92,317 | -48,298 | -101,371 | -73,636 | -62,486 |
| Other Investing Activity | 1,896 | 840 | -1,287 | 2,924 | 4,957 |
| Investing Cash Flow | $113,739 | $-34,205 | $-119,187 | $-163,201 | $-61,815 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | N/A | N/A | 146,191 | 0 | 40,177 |
| Debt Repayment | -30,530 | 5,000 | -96,015 | -12,113 | -33,000 |
| Common Stock Issued | 22 | 28 | 71 | 52 | 0 |
| Common Stock Repurchased | -6,216 | -550 | -1,914 | -7,981 | -2,847 |
| Dividend Paid | -3,346 | -3,040 | -2,742 | -2,511 | -2,372 |
| Other Financing Activity | -49,859 | -72,943 | -5,205 | 127 | 118 |
| Financing Cash Flow | $-120,881 | $22,856 | $77,571 | $69,853 | $101,630 |
| Beginning Cash Position | 37,138 | 35,363 | 47,691 | 119,440 | 55,840 |
| End Cash Position | 50,172 | 37,138 | 35,363 | 47,691 | 119,440 |
| Net Cash Flow | $13,034 | $1,775 | $-12,328 | $-71,749 | $63,600 |
| Free Cash Flow | |||||
| Operating Cash Flow | 20,176 | 13,124 | 29,288 | 21,599 | 23,785 |
| Capital Expenditure | -889 | -1,367 | -3,602 | -3,778 | -2,573 |
| Free Cash Flow | 19,287 | 11,757 | 25,686 | 17,821 | 21,212 |