Citizens Community (CZWI)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 10,149 | 6,467 | 3,197 | 13,751 | 11,049 |
| Depreciation Amortization | 2,587 | 1,788 | 893 | 3,976 | 2,709 |
| Income taxes - deferred | -533 | -152 | -18 | 380 | 284 |
| Other Working Capital | -5,291 | -7,428 | -2,017 | 5,380 | 6,351 |
| Loans | -4,017 | -4,734 | -1,967 | 4,444 | 5,076 |
| Other Operating Activity | 4,943 | 5,266 | 1,525 | -7,755 | -7,694 |
| Operating Cash Flow | $7,838 | $1,207 | $1,613 | $20,176 | $17,775 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 4,502 | 6,926 | 5,114 | 14,842 | 11,544 |
| PPE Investments | -718 | -283 | -65 | -849 | -636 |
| Purchase Of Investment | -930 | -930 | -750 | -450 | -300 |
| Sale Of Investment | 8,919 | 5,668 | 1,199 | 5,983 | 4,354 |
| Net Loans | 45,809 | 23,032 | 16,159 | 92,317 | 36,702 |
| Other Investing Activity | 179 | 121 | 4 | 1,896 | 1,289 |
| Investing Cash Flow | $57,761 | $34,534 | $21,661 | $113,739 | $52,953 |
| Cash Flows From Financing Activities | |||||
| Debt Repayment | -5,000 | -5,000 | -5,000 | -30,530 | -25,530 |
| Common Stock Issued | 61 | 61 | 28 | 22 | 0 |
| Common Stock Repurchased | -2,209 | -190 | -183 | -6,216 | -4,846 |
| Dividend Paid | -3,598 | -3,598 | -3,598 | -3,346 | -3,346 |
| Other Financing Activity | -15,000 | 0 | 0 | -49,859 | -39,083 |
| Financing Cash Flow | $-33,340 | $-18,459 | $26,753 | $-120,881 | $-71,234 |
| Beginning Cash Position | 50,172 | 50,172 | 50,172 | 37,138 | 37,138 |
| End Cash Position | 82,431 | 67,454 | 100,199 | 50,172 | 36,632 |
| Net Cash Flow | $32,259 | $17,282 | $50,027 | $13,034 | $-506 |
| Free Cash Flow | |||||
| Operating Cash Flow | 7,838 | 1,207 | 1,613 | 20,176 | 17,775 |
| Capital Expenditure | -718 | -326 | -100 | -889 | -649 |
| Free Cash Flow | 7,120 | 881 | 1,513 | 19,287 | 17,126 |