Citizens Community (CZWI)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 14,420 | 10,149 | 6,467 | 3,197 | 13,751 |
| Depreciation Amortization | 3,373 | 2,587 | 1,788 | 893 | 3,569 |
| Income taxes - deferred | -1,058 | -533 | -152 | -18 | 380 |
| Other Working Capital | -5,679 | -5,291 | -7,428 | -2,017 | 5,380 |
| Loans | -3,625 | -4,017 | -4,734 | -1,967 | 4,444 |
| Other Operating Activity | 4,262 | 4,943 | 5,266 | 1,525 | -7,124 |
| Operating Cash Flow | $11,693 | $7,838 | $1,207 | $1,613 | $20,400 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 4,612 | 4,502 | 6,926 | 5,114 | 14,842 |
| PPE Investments | -1,311 | -718 | -283 | -65 | -849 |
| Purchase Of Investment | -1,200 | -930 | -930 | -750 | -450 |
| Sale Of Investment | 14,929 | 8,919 | 5,668 | 1,199 | 5,983 |
| Net Loans | 28,513 | 45,809 | 23,032 | 16,159 | 92,317 |
| Other Investing Activity | 163 | 179 | 121 | 4 | 1,896 |
| Investing Cash Flow | $45,706 | $57,761 | $34,534 | $21,661 | $113,739 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 4,995 | N/A | 0 | N/A | N/A |
| Debt Repayment | -5,000 | -5,000 | -5,000 | -5,000 | -30,530 |
| Common Stock Issued | 179 | 61 | 61 | 28 | 22 |
| Common Stock Repurchased | -6,245 | -2,209 | -190 | -183 | -6,216 |
| Dividend Paid | -3,598 | -3,598 | -3,598 | -3,598 | -3,346 |
| Other Financing Activity | -15,000 | -15,000 | 0 | 0 | -50,083 |
| Financing Cash Flow | $11,282 | $-33,340 | $-18,459 | $26,753 | $-121,105 |
| Beginning Cash Position | 50,172 | 50,172 | 50,172 | 50,172 | 37,138 |
| End Cash Position | 118,853 | 82,431 | 67,454 | 100,199 | 50,172 |
| Net Cash Flow | $68,681 | $32,259 | $17,282 | $50,027 | $13,034 |
| Free Cash Flow | |||||
| Operating Cash Flow | 11,693 | 7,838 | 1,207 | 1,613 | 20,400 |
| Capital Expenditure | -1,311 | -718 | -326 | -100 | -889 |
| Free Cash Flow | 10,382 | 7,120 | 881 | 1,513 | 19,511 |