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Cno Financial Group (CNO)

Cno Financial Group (CNO)
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CNO Financial Group Inc., being a top-tier holding company for a group of insurance companies in the U.S., develops, administers & markets supplemental health insurance, annuity, individual life insurance and other insurance products. It distributes products through 3 distribution channels: career agents, professional independent producers and direct marketing. The company presently reports under two units, namely Consumer and Worksite. The Consumer unit includes consumer engagement over the phone besides online and face-to-face interaction with agents or via a combination of sales channels. This unit gains traction from agent sales force and leading direct-to-consumer business with experience in advertising, web/digital and call center support. The Worksite unit focuses on worksite and group sales for businesses, associations and other membership groups, communicating with customers at their workplace. The unit allows the company to gain traction from the recent buyout of Web Benefits Design Corporation.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 1,188,700 1,151,500 1,004,100 1,097,200 1,129,600
Sales Growth +3.23% +14.68% -8.49% -2.87% +5.95%
Net Income 23,100 91,800 13,700 166,100 9,300
Net Income Growth -74.84% +570.07% -91.75% +1,686.02% -92.00%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 38,296,199 37,329,102 37,436,301 37,852,602 37,645,398
Total Assets Growth +2.59% -0.29% -1.10% +0.55% +3.73%
Total Liabilities 35,685,199 34,806,398 34,905,801 35,354,199 34,957,602
Total Liabilities Growth +2.52% -0.28% -1.27% +1.13% +3.24%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow 480,000 282,200 136,700 627,700 436,700
Operating Cash Flow Growth +70.09% +106.44% -78.22% +43.74% +112.51%
Net Cash Flow -756,100 -1,181,700 -972,900 1,108,700 356,300
Change in Net Cash Flow +36.02% -21.46% -187.75% +211.17% +245.59%
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