Beacon Financial Corporation (BBT)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 90,271 | 68,715 | 74,999 | 92,533 | 118,664 |
| Depreciation Amortization | -7,709 | 3,710 | 1,122 | 19,467 | 15,041 |
| Income taxes - deferred | 22,348 | 409 | 16,167 | N/A | N/A |
| Other Working Capital | -6,055 | 7,473 | -13,521 | -24,942 | 1,480 |
| Loans | -1,926 | -2,017 | -1,269 | -7,326 | -14,052 |
| Other Operating Activity | 127,515 | 26,664 | 39,099 | 31,007 | -36,345 |
| Operating Cash Flow | $224,444 | $104,954 | $116,597 | $110,739 | $84,788 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 305,788 | 135,602 | 451,625 | N/A | -216,590 |
| PPE Investments | -12,288 | -4,985 | -12,357 | -1,495 | -354,420 |
| Purchase Of Investment | -33,126 | -148,476 | -362,905 | -617,797 | -806,718 |
| Sale Of Investment | 83,643 | 32,834 | 48,489 | 878,290 | 645,677 |
| Net Loans | N/A | N/A | N/A | -1,546,518 | 1,334,124 |
| Other Investing Activity | 1,956,393 | -154,578 | -790,117 | 26,634 | 19,170 |
| Investing Cash Flow | $2,300,410 | $-139,603 | $-665,265 | $-1,260,886 | $621,243 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 1,015,064 | 15,760 | -444,081 | N/A | N/A |
| Debt Issued | 1,057,750 | 1,643,100 | 6,155,000 | 149,307 | N/A |
| Debt Repayment | -2,300,715 | -1,510,516 | -6,222,735 | -135,196 | -462,059 |
| Common Stock Issued | N/A | N/A | N/A | 270 | 417 |
| Common Stock Repurchased | N/A | N/A | N/A | -124,519 | -68,712 |
| Dividend Paid | -63,119 | -48,058 | -47,926 | -24,527 | -24,553 |
| Other Financing Activity | -735,759 | 345,006 | 858,478 | 84,044 | 72,860 |
| Financing Cash Flow | $-1,026,779 | $445,292 | $298,736 | $207,695 | $-636,099 |
| Beginning Cash Position | 543,670 | 133,027 | 382,959 | 1,627,807 | 1,557,875 |
| End Cash Position | 2,041,745 | 543,670 | 133,027 | 685,355 | 1,627,807 |
| Net Cash Flow | $1,498,075 | $410,643 | $-249,932 | $-942,452 | $69,932 |
| Free Cash Flow | |||||
| Operating Cash Flow | 224,444 | 104,954 | 116,597 | 110,739 | 84,788 |
| Capital Expenditure | -12,288 | -4,985 | -12,357 | -1,495 | -1,606 |
| Free Cash Flow | 212,156 | 99,969 | 104,240 | 109,244 | 83,182 |