Arrow Financial Corp (AROW)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 29,940 | 17,115 | 6,310 | 29,709 | 25,239 |
| Depreciation Amortization | 4,130 | 2,619 | 1,206 | 5,361 | 4,008 |
| Income taxes - deferred | 179 | -123 | -854 | -789 | -255 |
| Other Working Capital | -5,183 | -4,985 | -1,419 | -8,015 | -2,136 |
| Loans | -2,208 | -3,815 | -1,557 | -593 | -37 |
| Other Operating Activity | 8,513 | 9,537 | 6,384 | 8,796 | 2,025 |
| Operating Cash Flow | $35,371 | $20,348 | $10,070 | $34,469 | $28,844 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -1,730 | -1,837 | -651 | -2,271 | -1,376 |
| Net Acquisitions | N/A | N/A | N/A | 32,354 | 32,354 |
| Purchase Of Investment | -97,927 | -46,397 | -2,899 | -156,523 | -11,261 |
| Sale Of Investment | 127,747 | 102,369 | 29,801 | 225,000 | 109,346 |
| Net Loans | -63,107 | -42,488 | -21,168 | -187,510 | -127,890 |
| Other Investing Activity | -3,017 | 0 | 0 | 0 | 0 |
| Investing Cash Flow | $-38,034 | $11,647 | $5,083 | $-88,950 | $1,173 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -4,335 | N/A | N/A | -17,900 | 77,100 |
| Debt Repayment | -77 | -36 | -26 | -61 | -44 |
| Common Stock Issued | 346 | 267 | 185 | 724 | 375 |
| Common Stock Repurchased | -10,086 | -8,654 | -3,479 | -6,790 | -6,525 |
| Dividend Paid | -14,128 | -9,360 | -4,698 | -18,286 | -13,602 |
| Other Financing Activity | 1,713 | -1,710 | -470 | 6,120 | -1,980 |
| Financing Cash Flow | $245,554 | $81,907 | $131,747 | $66,491 | $167,535 |
| Beginning Cash Position | 154,546 | 154,546 | 154,546 | 142,536 | 142,536 |
| End Cash Position | 397,437 | 268,448 | 301,446 | 154,546 | 340,088 |
| Net Cash Flow | $242,891 | $113,902 | $146,900 | $12,010 | $197,552 |
| Free Cash Flow | |||||
| Operating Cash Flow | 35,371 | 20,348 | 10,070 | 34,469 | 28,844 |
| Capital Expenditure | -4,015 | -3,276 | -1,274 | -5,597 | -4,084 |
| Free Cash Flow | 31,356 | 17,072 | 8,796 | 28,872 | 24,760 |