Arrow Financial Corp (AROW)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 29,709 | 30,075 | 48,799 | 49,857 | 40,827 |
| Depreciation Amortization | 5,361 | 6,718 | 7,548 | 7,826 | 6,867 |
| Income taxes - deferred | -789 | 1,799 | -1,252 | 945 | -2,240 |
| Other Working Capital | -8,015 | -19,460 | -72 | 8,903 | -12,686 |
| Loans | -593 | 491 | 498 | 9,931 | -10,933 |
| Other Operating Activity | 8,796 | 957 | 4,192 | -9,256 | 20,479 |
| Operating Cash Flow | $34,469 | $20,580 | $59,713 | $68,206 | $42,314 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -2,271 | -4,374 | -12,775 | -5,590 | -2,654 |
| Net Acquisitions | 32,354 | N/A | N/A | N/A | N/A |
| Purchase Of Investment | -156,523 | -80,817 | -196,928 | -332,780 | -176,219 |
| Sale Of Investment | 225,000 | 232,132 | 136,188 | 148,891 | 204,110 |
| Net Loans | -187,510 | -228,899 | -319,547 | -85,123 | -200,554 |
| Other Investing Activity | 0 | -692 | 0 | 0 | -12,000 |
| Investing Cash Flow | $-88,950 | $-82,650 | $-393,062 | $-274,602 | $-187,317 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -17,900 | -28,300 | 9,800 | -17,486 | -163,613 |
| Debt Issued | N/A | N/A | N/A | N/A | 45,000 |
| Debt Repayment | -61 | -53 | -50 | -48 | -30,037 |
| Common Stock Issued | 724 | 688 | 3,012 | 3,822 | 3,069 |
| Common Stock Repurchased | -6,790 | -3,608 | -2,872 | -2,662 | -1,578 |
| Dividend Paid | -18,286 | -17,983 | -17,444 | -16,296 | -15,740 |
| Other Financing Activity | 6,120 | 0 | 0 | 0 | 0 |
| Financing Cash Flow | $66,491 | $139,946 | $-59,687 | $283,101 | $455,773 |
| Beginning Cash Position | 142,536 | 64,660 | 457,696 | 380,991 | 70,221 |
| End Cash Position | 154,546 | 142,536 | 64,660 | 457,696 | 380,991 |
| Net Cash Flow | $12,010 | $77,876 | $-393,036 | $76,705 | $310,770 |
| Free Cash Flow | |||||
| Operating Cash Flow | 34,469 | 20,580 | 59,713 | 68,206 | 42,314 |
| Capital Expenditure | -5,597 | -7,081 | -14,250 | -7,137 | -5,132 |
| Free Cash Flow | 28,872 | 13,499 | 45,463 | 61,069 | 37,182 |