DigiPay.Guru Launches Advanced Digital Wallet Solution for Banks and Fintechs

DigiPay.Guru, a global fintech solutions provider specializing in digital payments infrastructure, today announced the launch of its most advanced digital wallet platform, built specifically for banks, fintechs, and regulated financial institutions seeking to modernize how they serve consumers and businesses in a rapidly digitizing economy.

This new platform is designed to provide financial businesses with a secure, modular, and regulatory-compliant solution for launching branded digital wallet services. The launch follows months of strategic product development and industry consultation aimed at solving the technical, regulatory, and operational barriers that prevent financial businesses from entering or scaling in the digital wallet space.

"Financial businesses are no longer asking if they should launch a digital wallet," said Rahul Patel, CEO of DigiPay.Guru. "The question today is how fast they can go to market, how well they can integrate, and how confidently they can meet compliance standards. That's exactly what our platform enables."

Designed for Financial Institutions, Built for Real-World Scale

DigiPay.Guru's digital wallet platform is built with an API-first architecture, supporting rapid integration with core banking systems, payment processors, telecom partners, and government verification services. It enables fintech businesses to design and deploy fully branded wallet products with flexible feature sets tailored to regional needs, customer segments, and regulatory environments.

The platform supports a wide range of use cases, including

? Consumer mobile wallets

? Merchant and SME wallets

? Cross-border remittances

? Government-to-person (G2P) disbursements

? Expense management and payroll solutions

? Telecom-led financial ecosystems

By offering support for open-loop, closed-loop, and semi-closed wallet configurations, DigiPay.Guru allows its clients to customize deployment based on local laws, infrastructure maturity, and customer behavior.

Solving for Compliance, Complexity, and Time-to-Market

Launching a wallet product typically involves navigating multiple integration layers, fragmented technology stacks, and regulatory obligations. DigiPay.Guru addresses these constraints by embedding key requirements into the core platform:

? eKYC and AML Frameworks: Businesses can define user journeys and compliance rules based on market-specific requirements. The platform supports automated onboarding, blacklist screening, and sanctions checks.

? Tokenized Card Management: End users can link, manage, and use virtual or physical cards for in-app and contactless payments, with secure tokenization baked in.

? Multi-Wallet Management: Businesses can run multiple wallet types and balances for different user groups (retail, business, agent, or subsidy programs) under a single dashboard.

? Built-In Analytics Suite: Real-time dashboards track usage, revenue flows, and operational performance, which gives businesses actionable insights into customer behavior and system efficiency.

"Our clients want to move decisively, not experiment endlessly," said Patel. "This platform shortens the deployment cycle without cutting corners. We've made it faster to integrate, easier to localize, and safer to operate."

Feature Highlights

The platform includes a deep set of features developed with input from DigiPay.Guru's banking and fintech partners:

? Real-Time P2P Transfers using wallet IDs, phone numbers, or QR codes

? QR Merchant Payments with instant onboarding and dynamic pricing

? Card Issuance and Management with integration to token vaults and scheme rails

? Bill Payment and Recharge Modules covering utilities, telcos, and government services

? Cashback, Loyalty, and Referral Engines to drive user acquisition and retention

? Multi-Currency Corridor Support with real-time FX integration

? Role-Based Access for managing operations, agents, and merchant accounts

These tools allow financial businesses to launch focused pilots and scale up to national programs or multi-market offerings without reengineering the platform.

Supporting Financial Inclusion and Institutional Innovation

The wallet platform is optimized for both high-growth and underserved regions. DigiPay.Guru has invested in building regional compliance modules, offline payment capabilities, and multi-language user experiences to ensure accessibility in low-connectivity and low-literacy environments.

The company is already in advanced conversations with financial institutions across Africa, Southeast Asia, and the Middle East, where wallet adoption is accelerating due to mobile-first user behavior and favorable regulatory support.

"From a business perspective, this platform unlocks multiple revenue paths, interchange, wallet float, bill pay margins, and cross-sell opportunities," said Patel. "But its long-term value lies in enabling financial dignity: giving users access to secure, trusted digital financial tools, no matter their geography or income level."

Deployment Strategy and Global Rollout

DigiPay.Guru expects to support over 100 wallet deployments globally by the end of 2026, focusing on strategic partnerships with banks, licensed fintechs, payment service providers, and government-backed programs.

Deployment support includes:

? Custom onboarding workflows per country

? Preconfigured compliance templates

? Local hosting options and cloud-native deployment

? Training and documentation for operations teams

? 24/7 infrastructure monitoring and service SLAs

The company has also established regional delivery teams and implementation partners to ensure localized support in key markets.

About DigiPay.Guru

DigiPay.Guru is a global provider of digital payment technology, helping banks, fintechs, and financial institutions to modernize their offerings with solutions for mobile wallets, agency banking, merchant acquiring, international remittance, and eKYC. Its products are used across Africa, Asia, and the Middle East by banks, fintechs, government programs, and telecom providers seeking to build inclusive, scalable, and future-proof digital finance ecosystems.

COMTEX_467115674/2908/2025-07-08T14:19:30