Waterstone Financial (WSBF)
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[[ session ]] by (Cboe BZX)
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[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 18,689 | 10,763 | 3,036 | 18,688 | 13,478 |
| Depreciation Amortization | 1,875 | 965 | 711 | 2,154 | 1,566 |
| Income taxes - deferred | N/A | 473 | 98 | 980 | N/A |
| Other Working Capital | -5,073 | -27,103 | 19,997 | 25,484 | 9,521 |
| Loans | 233 | -25,917 | 19,619 | 29,084 | 9,147 |
| Other Operating Activity | 5,286 | 29,114 | -16,718 | -28,327 | -9,079 |
| Operating Cash Flow | $21,010 | $-11,705 | $26,743 | $48,063 | $24,633 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -619 | -324 | -265 | -1,099 | -745 |
| Purchase Of Investment | -40,232 | -25,384 | -10,187 | -37,731 | -25,315 |
| Sale Of Investment | 29,618 | 19,953 | 10,240 | 33,967 | 23,962 |
| Purchase Sale Intangibles | N/A | N/A | N/A | 2,110 | 2,110 |
| Net Loans | -34,188 | 16,375 | 17,069 | -16,692 | -31,100 |
| Other Investing Activity | -180 | -180 | 0 | -2,408 | 1,930 |
| Investing Cash Flow | $-45,601 | $10,440 | $16,857 | $-23,963 | $-31,268 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -37,458 | -40,793 | -90,665 | -159,535 | -55,927 |
| Debt Issued | 130,000 | 100,000 | 80,000 | 170,000 | 150,000 |
| Debt Repayment | -70,000 | -40,000 | -40,000 | -175,000 | -145,000 |
| Common Stock Issued | 2,266 | 2,265 | 2,233 | 1,662 | 635 |
| Common Stock Repurchased | -13,485 | -9,667 | -3,173 | -14,915 | -12,115 |
| Dividend Paid | -8,130 | -5,472 | -2,743 | -11,268 | -8,507 |
| Other Financing Activity | 9,329 | 1,284 | -7,027 | -977 | 9,318 |
| Financing Cash Flow | $38,598 | $32,427 | $-40,072 | $-20,760 | $11,621 |
| Beginning Cash Position | 39,761 | 39,761 | 39,761 | 36,421 | 36,421 |
| End Cash Position | 53,768 | 70,923 | 43,289 | 39,761 | 41,407 |
| Net Cash Flow | $14,007 | $31,162 | $3,528 | $3,340 | $4,986 |
| Free Cash Flow | |||||
| Operating Cash Flow | 21,010 | -11,705 | 26,743 | 48,063 | 24,633 |
| Capital Expenditure | -619 | -324 | -265 | -1,099 | -745 |
| Free Cash Flow | 20,391 | -12,029 | 26,478 | 46,964 | 23,888 |