Waterstone Financial (WSBF)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 03-2026 | 12-2025 | 09-2025 | 06-2025 | 03-2025 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 5,997 | 26,402 | 18,689 | 10,763 | 3,036 |
| Depreciation Amortization | 917 | 2,549 | 1,875 | 965 | 711 |
| Income taxes - deferred | -367 | 714 | N/A | 473 | 98 |
| Other Working Capital | -1,988 | -10,803 | -5,073 | -27,103 | 19,997 |
| Loans | 709 | -9,148 | 233 | -25,917 | 19,619 |
| Other Operating Activity | -5,915 | 14,469 | 5,286 | 29,114 | -16,718 |
| Operating Cash Flow | $-647 | $24,183 | $21,010 | $-11,705 | $26,743 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -991 | -1,165 | -619 | -324 | -265 |
| Purchase Of Investment | -15,172 | -52,474 | -40,232 | -25,384 | -10,187 |
| Sale Of Investment | 8,964 | 39,878 | 29,618 | 19,953 | 10,240 |
| Net Loans | -8,749 | 5,196 | -34,188 | 16,375 | 17,069 |
| Other Investing Activity | 0 | -180 | -180 | -180 | 0 |
| Investing Cash Flow | $-15,948 | $-8,745 | $-45,601 | $10,440 | $16,857 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -52,196 | -74,261 | -37,458 | -40,793 | -90,665 |
| Debt Issued | 82,972 | 130,000 | 130,000 | 100,000 | 80,000 |
| Debt Repayment | -30,000 | -90,000 | -70,000 | -40,000 | -40,000 |
| Common Stock Issued | 548 | 2,405 | 2,266 | 2,265 | 2,233 |
| Common Stock Repurchased | -4,395 | -16,209 | -13,485 | -9,667 | -3,173 |
| Dividend Paid | -2,640 | -10,768 | -8,130 | -5,472 | -2,743 |
| Other Financing Activity | -5,663 | -2,634 | 9,329 | 1,284 | -7,027 |
| Financing Cash Flow | $-9,859 | $15,908 | $38,598 | $32,427 | $-40,072 |
| Beginning Cash Position | 71,107 | 39,761 | 39,761 | 39,761 | 39,761 |
| End Cash Position | 44,653 | 71,107 | 53,768 | 70,923 | 43,289 |
| Net Cash Flow | $-26,454 | $31,346 | $14,007 | $31,162 | $3,528 |
| Free Cash Flow | |||||
| Operating Cash Flow | -647 | 24,183 | 21,010 | -11,705 | 26,743 |
| Capital Expenditure | -991 | -1,165 | -619 | -324 | -265 |
| Free Cash Flow | -1,638 | 23,018 | 20,391 | -12,029 | 26,478 |