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Versabank (VBNK)

Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Cash Flow for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 10/31

(Values in U.S. thousands)
  01-2021 10-2020 07-2020 04-2020 01-2020
Cash Flows From Operating Activities
Net Income 4,112 14,435 10,725 7,480 3,906
Depreciation Amortization 349 855 628 361 217
Other Working Capital -23,302 84,591 156,386 150,662 -13,218
Loans -107,210 -42,698 34,995 190 -55,721
Other Operating Activity 105,465 46,662 -31,384 694 54,835
Operating Cash Flow $-20,585 $103,845 $171,350 $159,386 $-9,980
Cash Flows From Investing Activities
Change In Deposits N/A 7,439 7,316 7,269 7,598
PPE Investments -52 -182 -177 -220 -27
Net Acquisitions -5,810 N/A N/A N/A N/A
Investing Cash Flow $-5,862 $7,257 $7,139 $7,050 $7,571
Cash Flows From Financing Activities
Debt Repayment -7,806 -18,248 -17,947 -17,831 N/A
Dividend Paid -832 -3,184 -2,348 -1,556 -813
Other Financing Activity -387 -1,518 -1,157 -810 -495
Financing Cash Flow $-9,025 $-22,950 $-21,452 $-20,197 $-1,308
Beginning Cash Position 200,292 103,510 101,799 101,145 105,722
End Cash Position 164,821 191,661 258,836 247,383 102,005
Net Cash Flow $-35,471 $88,151 $157,037 $146,239 $-3,717
Free Cash Flow
Operating Cash Flow -20,585 103,845 171,350 159,386 -9,980
Capital Expenditure -52 -182 -177 -220 -27
Free Cash Flow -20,637 103,662 171,173 159,166 -10,007
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