United Fin Bncp (UBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2018 | 12-2017 | 12-2016 | 12-2015 | 12-2014 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 59,906 | 54,618 | 49,661 | 49,640 | 6,782 |
| Depreciation Amortization | 14,818 | 11,803 | 10,341 | -328 | -2,696 |
| Income taxes - deferred | -2,464 | 12,338 | -4,352 | 3,582 | 7,361 |
| Other Working Capital | 24,243 | -76,592 | -71,876 | -16,389 | -39,371 |
| Loans | 35,285 | -51,556 | -52,381 | -1,916 | -7,798 |
| Other Operating Activity | -23,598 | 62,534 | 68,294 | 16,181 | 26,123 |
| Operating Cash Flow | $108,190 | $13,145 | $-313 | $50,770 | $-9,599 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 64,335 | 76,674 | 95,490 | 86,128 | 61,425 |
| PPE Investments | -4,567 | -19,523 | -621 | -3,229 | -8,523 |
| Net Acquisitions | -6,832 | N/A | N/A | N/A | 25,410 |
| Purchase Of Investment | -108,937 | -508,127 | -391,058 | -418,040 | -889,812 |
| Sale Of Investment | 117,946 | 429,253 | 299,126 | 297,993 | 535,344 |
| Net Loans | -325,264 | -446,613 | -296,118 | -714,670 | -319,228 |
| Other Investing Activity | -12,205 | -1,746 | -39,311 | 3,841 | 0 |
| Investing Cash Flow | $-275,524 | $-470,082 | $-332,492 | $-747,977 | $-595,384 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -221,360 | -58,309 | 41,628 | 88,522 | 280,380 |
| Debt Issued | -15,504 | 120,481 | 77,697 | 243,509 | 88,593 |
| Debt Repayment | -1,317 | -1,520 | -48,785 | -8,056 | -18,542 |
| Common Stock Issued | 2,247 | 2,460 | 6,275 | 4,765 | 2,246 |
| Common Stock Repurchased | -5,157 | -1,312 | N/A | -5,171 | -47,772 |
| Dividend Paid | -24,257 | -24,111 | -23,836 | -22,479 | -18,008 |
| Other Financing Activity | -30,601 | -70,805 | 159 | -628 | -547 |
| Financing Cash Flow | $176,630 | $454,661 | $328,573 | $705,431 | $646,700 |
| Beginning Cash Position | 88,668 | 90,944 | 95,176 | 86,952 | 45,235 |
| End Cash Position | 97,964 | 88,668 | 90,944 | 95,176 | 86,952 |
| Net Cash Flow | $9,296 | $-2,276 | $-4,232 | $8,224 | $41,717 |
| Free Cash Flow | |||||
| Operating Cash Flow | 108,190 | 13,145 | -313 | 50,770 | -9,599 |
| Capital Expenditure | -7,359 | -23,131 | -3,465 | -3,593 | -12,719 |
| Free Cash Flow | 100,831 | -9,986 | -3,778 | 47,177 | -22,318 |