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Southwest Georgia Financial Corp (SGB)

Southwest Georgia Financial Corp (SGB)
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Southwest Georgia Financial Corporation is a state-chartered bank holding company with approximately $two hundred ninety million in assets headquartered in Moultrie, Georgia. Its primary subsidiary, Southwest Georgia Bank, offers comprehensive financial services to consumer, business, and governmental customers. The current banking facilities include the main office located in Colquitt County, and branch offices located in Baker County, Thomas County, and Worth County. In addition to conventional banking services, the bank provides investment planning and management, trust management, mortgage banking, and commercial and individual insurance products. Insurance products and advice are provided by Southwest Georgia Insurance Services which has an office in Colquitt County. Mortgage banking for primarily commercial properties is provided by Empire Financial Services, Inc., a mortgage banking services firm.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2019 Dec, 2018 Dec, 2017 Dec, 2016 Dec, 2015
Sales 29,850 26,100 23,460 21,870 19,690
Sales Growth +14.37% +11.25% +7.27% +11.07% -0.05%
Net Income 5,300 4,650 3,810 4,030 3,370
Net Income Growth +13.98% +22.05% -5.46% +19.58% +16.21%
(Values in U.S. Thousands) Dec, 2019 Dec, 2018 Dec, 2017 Dec, 2016 Dec, 2015
Total Assets 534,830 489,070 448,500 414,860 374,280
Total Assets Growth +9.36% +9.05% +8.11% +10.84% +0.10%
Total Liabilities 491,210 447,930 410,080 378,760 339,940
Total Liabilities Growth +9.66% +9.23% +8.27% +11.42% -0.74%
(Values in U.S. Thousands) Dec, 2019 Dec, 2018 Dec, 2017 Dec, 2016 Dec, 2015
Operating Cash Flow 6,560 5,880 5,180 4,470 4,410
Operating Cash Flow Growth +11.56% +13.51% +15.88% +1.36% +10.53%
Net Cash Flow 1,360 7,620 -4,560 18,520 -22,810
Change in Net Cash Flow -82.15% +267.11% -124.62% +181.19% -1,785.12%
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