Provident Financial (PROV)
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Fiscal Year End Date: 06/30
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 3,117 | 1,681 | 6,255 | 4,629 | 2,772 |
| Depreciation Amortization | 1,832 | 810 | 3,486 | 2,550 | 1,816 |
| Income taxes - deferred | 124 | 272 | 1,430 | 524 | 351 |
| Accounts payable and accrued liabilities | -1,512 | -997 | -1,907 | -1,893 | -1,992 |
| Other Working Capital | -834 | 208 | -2,173 | -1,238 | -2,135 |
| Other Operating Activity | 988 | 522 | 1,594 | 1,633 | 2,071 |
| Operating Cash Flow | $3,715 | $2,496 | $8,685 | $6,205 | $2,883 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 202 | 64 | 273 | 197 | 125 |
| PPE Investments | -231 | -44 | -530 | -217 | -188 |
| Purchase Of Investment | N/A | N/A | -981 | N/A | N/A |
| Sale Of Investment | 10,363 | 5,449 | 21,260 | 16,140 | 10,956 |
| Net Loans | 8,006 | 4,273 | 6,437 | -6,488 | -1,251 |
| Investing Cash Flow | $18,340 | $9,742 | $26,459 | $9,632 | $9,642 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | N/A | 5,000 | N/A | N/A | N/A |
| Debt Issued | 54,000 | 0 | 87,000 | 67,000 | 62,000 |
| Debt Repayment | -46,015 | -5,008 | -77,512 | -55,004 | -20,000 |
| Common Stock Repurchased | -2,595 | -1,059 | -4,448 | -3,295 | -2,494 |
| Dividend Paid | -1,827 | -921 | -3,766 | -2,842 | -1,907 |
| Other Financing Activity | -8,000 | 0 | -35,128 | -35,128 | -35,128 |
| Financing Cash Flow | $-20,775 | $-15,921 | $-33,430 | $-16,298 | $-18,362 |
| Beginning Cash Position | 53,090 | 53,090 | 51,376 | 51,376 | 51,376 |
| End Cash Position | 54,370 | 49,407 | 53,090 | 50,915 | 45,539 |
| Net Cash Flow | $1,280 | $-3,683 | $1,714 | $-461 | $-5,837 |
| Free Cash Flow | |||||
| Operating Cash Flow | 3,715 | 2,496 | 8,685 | 6,205 | 2,883 |
| Capital Expenditure | -231 | -44 | -530 | -217 | -188 |
| Free Cash Flow | 3,484 | 2,452 | 8,155 | 5,988 | 2,695 |