Oportun Financial Corp (OPRT)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2019 | 12-2018 | 12-2017 | |
| Interest Income | 544,126 | 448,777 | 327,935 |
| Interest Expense | 60,546 | 46,919 | 36,399 |
| Interest Income (Net of Interest Expense) | 483,580 | 401,858 | 291,536 |
| Non-Interest Income | 56,022 | 48,802 | 33,019 |
| Sales | 539,602 | 450,660 | 324,555 |
| Credit Losses Provision | -4,483 | 16,147 | 98,315 |
| Non Interest Expenses | 459,653 | 264,418 | 224,171 |
| Pre-tax Income | 84,432 | 170,095 | 2,069 |
| Income Tax | 22,834 | 46,701 | 12,275 |
| Other Income | 144,978 | 217,014 | 38,468 |
| Net Income | $61,598 | $123,394 | $-10,206 |
| EPS Basic Continuous Ops | 6.59 | 47.73 | -4.22 |
| EPS Basic Total Ops | 0.46 | 6.42 | -4.22 |
| EPS Diluted Continuous Ops | 5.72 | 33.21 | -4.22 |
| EPS Diluted Total Ops | 0.40 | 4.47 | -4.22 |
| EPS Diluted Before Non-Recurring Items | 1.12 | N/A | N/A |
| EBITDA(a) | $N/A | $N/A | $N/A |