Oportun Financial Corp (OPRT)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 25,246 | -78,682 | -179,951 | -77,744 | 47,414 |
| Depreciation Amortization | 41,412 | 51,157 | 54,885 | 156,005 | 27,112 |
| Income taxes - deferred | N/A | N/A | N/A | N/A | 16,451 |
| Other Working Capital | -754 | -31,756 | -21,046 | -80,339 | -9,750 |
| Loans | 1,540 | -1,493 | 4 | 399 | 667 |
| Other Operating Activity | 345,965 | 454,296 | 538,873 | 249,554 | 81,553 |
| Operating Cash Flow | $413,409 | $393,522 | $392,765 | $247,875 | $163,447 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -24,330 | -19,187 | -31,261 | -48,892 | -26,477 |
| Net Acquisitions | N/A | N/A | N/A | N/A | -111,652 |
| Net Loans | -344,424 | -173,616 | -253,478 | -1,116,661 | -734,361 |
| Other Investing Activity | -971 | -886 | -1,442 | -5,995 | -12,296 |
| Investing Cash Flow | $-369,725 | $-193,689 | $-286,181 | $-1,171,548 | $-884,786 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 2,869,914 | 1,736,729 | 945,460 | 3,234,059 | 2,771,127 |
| Debt Repayment | -2,925,636 | -1,914,913 | -1,044,427 | -2,282,675 | -2,020,003 |
| Other Financing Activity | -3,653 | -13,040 | -5,418 | -16,854 | -5,415 |
| Financing Cash Flow | $-59,375 | $-191,224 | $-104,385 | $934,530 | $745,709 |
| Beginning Cash Position | 214,625 | 206,016 | 203,817 | 192,960 | 168,590 |
| End Cash Position | 198,934 | 214,625 | 206,016 | 203,817 | 192,960 |
| Net Cash Flow | $-15,691 | $8,609 | $2,199 | $10,857 | $24,370 |
| Free Cash Flow | |||||
| Operating Cash Flow | 413,409 | 393,522 | 392,765 | 247,875 | 163,447 |
| Capital Expenditure | -24,330 | -19,187 | -31,261 | -48,892 | -26,477 |
| Free Cash Flow | 389,079 | 374,335 | 361,504 | 198,983 | 136,970 |