Optimumbank Hlds (OPHC)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE Arca]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE Arca]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Interest Income | 16,321 | 15,588 | 15,007 | 15,642 | 15,334 |
| Interest Expense | 5,273 | 5,346 | 5,581 | 6,407 | 6,372 |
| Interest Income (Net of Interest Expense) | 11,048 | 10,242 | 9,426 | 9,235 | 8,962 |
| Non-Interest Income | 1,982 | 1,834 | 1,231 | 1,068 | 1,115 |
| Sales | 13,030 | 12,076 | 10,657 | 10,303 | 10,077 |
| Credit Losses Provision | 763 | 1,040 | -165 | 613 | 357 |
| Non Interest Expenses | 6,604 | 6,181 | 5,626 | 4,382 | 5,285 |
| Pre-tax Income | 5,663 | 4,855 | 5,196 | 5,308 | 4,435 |
| Income Tax | 1,340 | 1,253 | 1,326 | 1,359 | 1,133 |
| Other Income | 10,936 | 10,201 | 10,777 | 11,715 | 10,807 |
| Net Income | $4,323 | $3,602 | $3,870 | $3,949 | $3,302 |
| EPS Basic Continuous Ops | 0.37 | 0.31 | 0.33 | 0.38 | 0.34 |
| EPS Basic Total Ops | 0.37 | 0.31 | 0.33 | 0.38 | 0.34 |
| EPS Diluted Continuous Ops | 0.18 | 0.29 | 0.32 | 0.52 | 0.15 |
| EPS Diluted Total Ops | 0.18 | 0.29 | 0.32 | 0.53 | 0.15 |
| EPS Diluted Before Non-Recurring Items | 0.18 | 0.29 | 0.32 | 0.35 | 0.32 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |