Optimumbank Hlds (OPHC)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE Arca]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE Arca]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Interest Income | 64,354 | 59,629 | 35,780 | 19,882 | 10,389 |
| Interest Expense | 21,767 | 24,939 | 12,067 | 4,046 | 985 |
| Interest Income (Net of Interest Expense) | 42,587 | 34,690 | 23,713 | 15,836 | 9,404 |
| Non-Interest Income | 6,774 | 4,623 | 3,452 | 2,960 | 1,774 |
| Sales | 49,361 | 39,313 | 27,165 | 18,796 | 11,178 |
| Credit Losses Provision | 2,036 | 2,222 | 4,047 | 3,466 | 1,173 |
| Non Interest Expenses | 25,154 | 19,460 | 14,661 | 9,938 | 6,936 |
| Pre-tax Income | 22,171 | 17,631 | 8,457 | 5,392 | 3,069 |
| Income Tax | 5,523 | 4,507 | 2,174 | 1,369 | -3,227 |
| Other Income | 43,938 | 42,570 | 20,524 | 9,438 | 4,054 |
| Net Income | $16,648 | $13,124 | $6,283 | $4,023 | $6,296 |
| EPS Basic Continuous Ops | 1.42 | 1.39 | 0.87 | 0.68 | 1.61 |
| EPS Basic Total Ops | 1.42 | 1.39 | 0.87 | 0.68 | 1.61 |
| EPS Diluted Continuous Ops | 1.42 | 1.39 | 0.87 | 0.68 | 1.61 |
| EPS Diluted Total Ops | 0.71 | 0.63 | 0.87 | 0.68 | 1.61 |
| EPS Diluted Before Non-Recurring Items | 0.71 | 1.33 | 0.87 | 0.68 | 1.61 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |