Optimumbank Hlds (OPHC)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE Arca]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE Arca]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Interest Income | 59,629 | 35,780 | 19,882 | 10,389 | 6,710 |
| Interest Expense | 24,939 | 12,067 | 4,046 | 985 | 1,720 |
| Interest Income (Net of Interest Expense) | 34,690 | 23,713 | 15,836 | 9,404 | 4,990 |
| Non-Interest Income | 4,623 | 3,452 | 2,960 | 1,774 | 294 |
| Sales | 39,313 | 27,165 | 18,796 | 11,178 | 5,284 |
| Credit Losses Provision | 2,222 | 4,047 | 3,466 | 1,173 | 1,020 |
| Non Interest Expenses | 19,460 | 14,661 | 9,938 | 6,936 | 5,046 |
| Pre-tax Income | 17,631 | 8,457 | 5,392 | 3,069 | -782 |
| Income Tax | 4,507 | 2,174 | 1,369 | -3,227 | N/A |
| Other Income | 42,570 | 20,524 | 9,438 | 4,054 | 938 |
| Net Income | $13,124 | $6,283 | $4,023 | $6,296 | $-782 |
| EPS Basic Continuous Ops | 1.39 | 0.87 | 0.68 | 1.61 | -0.27 |
| EPS Basic Total Ops | 1.39 | 0.87 | 0.68 | 1.61 | -0.27 |
| EPS Diluted Continuous Ops | 1.33 | 0.87 | 0.68 | 1.61 | -0.27 |
| EPS Diluted Total Ops | 1.33 | 0.87 | 0.68 | 1.61 | -0.27 |
| EPS Diluted Before Non-Recurring Items | 1.33 | 0.87 | 0.68 | 1.61 | -0.27 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |