OFG Bancorp (OFG)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 205,103 | 198,170 | 181,872 | 166,239 | 146,151 |
| Depreciation Amortization | 24,908 | 22,730 | 24,174 | 21,367 | 16,849 |
| Income taxes - deferred | -153,673 | 21,561 | 67,349 | 61,126 | 63,616 |
| Other Working Capital | 20,982 | -79,251 | -40,079 | -94,049 | -122,285 |
| Loans | -85,863 | -43,423 | -39,391 | -89,478 | -140,293 |
| Other Operating Activity | 206,262 | 132,713 | 101,732 | 99,251 | 136,006 |
| Operating Cash Flow | $217,719 | $252,500 | $295,657 | $164,456 | $100,044 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -16,959 | -21,335 | -17,819 | -26,215 | -22,483 |
| Purchase Of Investment | -561,758 | -1,409,255 | -1,121,177 | -1,467,983 | -417,067 |
| Sale Of Investment | 575,452 | 1,429,688 | 534,339 | 404,403 | 123,811 |
| Purchase Sale Intangibles | 0 | -20,377 | 0 | N/A | N/A |
| Net Loans | -489,007 | -362,878 | -860,173 | -473,007 | 87,839 |
| Other Investing Activity | 53,894 | 27,801 | 60,085 | 49,865 | 44,966 |
| Investing Cash Flow | $-438,378 | $-335,979 | $-1,404,745 | $-1,512,937 | $-182,934 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 25,000 | 75,000 | 0 | N/A | N/A |
| Debt Issued | 130,009 | 124,998 | 173,070 | -1,547 | -39,174 |
| Debt Repayment | N/A | N/A | N/A | -34,958 | 0 |
| Common Stock Issued | -3,528 | -4,368 | -1,689 | -906 | 283 |
| Common Stock Repurchased | -91,596 | -70,324 | -18,653 | -64,110 | -49,872 |
| Dividend Paid | -51,874 | -45,646 | -41,011 | -30,090 | -20,973 |
| Other Financing Activity | 0 | 0 | 0 | 0 | -92,000 |
| Financing Cash Flow | $669,857 | $-73,557 | $1,306,797 | $-124,705 | $-49,037 |
| Beginning Cash Position | 591,137 | 748,173 | 550,464 | 2,023,650 | 2,155,577 |
| End Cash Position | 1,040,335 | 591,137 | 748,173 | 550,464 | 2,023,650 |
| Net Cash Flow | $449,198 | $-157,036 | $197,709 | $-1,473,186 | $-131,927 |
| Free Cash Flow | |||||
| Operating Cash Flow | 217,719 | 252,500 | 295,657 | 164,456 | 100,044 |
| Capital Expenditure | -18,382 | -21,336 | -17,857 | -30,999 | -23,053 |
| Free Cash Flow | 199,337 | 231,164 | 277,800 | 133,457 | 76,991 |