Northpointe Bancshares Inc (NPB)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 59,766 | 37,592 | 17,247 | 55,159 | 44,169 |
| Depreciation Amortization | 2,600 | 1,817 | 1,034 | 5,728 | 3,301 |
| Income taxes - deferred | -868 | -386 | -551 | N/A | -19,710 |
| Other Working Capital | 8,541 | -57,940 | 37,238 | -19,962 | -20,713 |
| Loans | -20,341 | -83,440 | 5,596 | N/A | -20,135 |
| Other Operating Activity | 22,854 | 84,479 | -6,140 | -21,116 | 23,338 |
| Operating Cash Flow | $72,552 | $-17,878 | $54,424 | $19,809 | $10,250 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | 1,064 | 1,252 | 1,753 | -814 | -748 |
| Purchase Of Investment | -10,535 | 0 | N/A | N/A | -6,087 |
| Sale Of Investment | 4,000 | 0 | 0 | N/A | 10,887 |
| Net Loans | -1,570,660 | -1,103,438 | -717,495 | N/A | -634,544 |
| Other Investing Activity | 898 | 650 | 228 | -457,421 | 85,289 |
| Investing Cash Flow | $-1,575,233 | $-1,101,536 | $-715,514 | $-458,235 | $-545,203 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 959,034 | 392,429 | 214,908 | N/A | 304,107 |
| Debt Repayment | -861,702 | -389,202 | -115,452 | N/A | -266,250 |
| Common Stock Issued | 114,878 | 114,878 | 114,458 | N/A | 0 |
| Dividend Paid | -8,842 | -6,003 | -2,847 | -11,580 | -8,792 |
| Other Financing Activity | -4,902 | -4,840 | -4,840 | 474,411 | -11,571 |
| Financing Cash Flow | $1,545,548 | $1,158,778 | $606,294 | $462,831 | $623,814 |
| Beginning Cash Position | 376,295 | 376,295 | 376,295 | 351,890 | 351,890 |
| End Cash Position | 419,162 | 415,659 | 321,499 | 376,295 | 440,751 |
| Net Cash Flow | $42,867 | $39,364 | $-54,796 | $24,405 | $88,861 |
| Free Cash Flow | |||||
| Operating Cash Flow | 72,552 | -17,878 | 54,424 | 19,809 | 10,250 |
| Capital Expenditure | -2,257 | -1,463 | -322 | N/A | -962 |
| Free Cash Flow | 70,295 | -19,341 | 54,102 | 19,809 | 9,288 |