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Northpointe Bancshares Inc (NPB)

Northpointe Bancshares Inc (NPB)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Cash Flow for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)
  12-2025 12-2024 12-2023
Cash Flows From Operating Activities
Net Income 83,409 55,159 33,762
Depreciation Amortization 3,365 5,728 4,527
Income taxes - deferred 272 -20,831 -1,884
Other Working Capital -46,697 -19,962 452,591
Loans -72,784 1,858 450,299
Other Operating Activity 76,726 -2,143 -435,127
Operating Cash Flow $44,291 $19,809 $504,168
Cash Flows From Investing Activities
PPE Investments 563 -814 -2,019
Purchase Of Investment -10,535 -6,087 -2,064
Sale Of Investment 4,000 10,887 8,108
Net Loans -1,624,946 -547,182 -752,092
Other Investing Activity 1,174 84,961 -2,613
Investing Cash Flow $-1,629,744 $-458,235 $-750,680
Cash Flows From Financing Activities
Debt Issued 1,282,189 379,107 350,000
Debt Repayment -1,046,702 -389,507 -17,250
Common Stock Issued 116,623 155 0
Common Stock Repurchased 0 -770 -616
Dividend Paid -11,433 -11,580 -12,223
Other Financing Activity -82,172 -11,571 0
Financing Cash Flow $1,705,617 $462,831 $324,169
Beginning Cash Position 376,295 351,890 274,233
End Cash Position 496,459 376,295 351,890
Net Cash Flow $120,164 $24,405 $77,657
Free Cash Flow
Operating Cash Flow 44,291 19,809 504,168
Capital Expenditure -2,765 -1,052 -2,809
Free Cash Flow 41,526 18,757 501,359
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