Metrocity Bankshares Inc (MCBS)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 68,532 | 50,393 | 33,123 | 16,297 | 64,504 |
| Depreciation Amortization | 3,511 | 2,652 | 1,682 | 832 | 2,960 |
| Income taxes - deferred | 643 | N/A | N/A | N/A | 350 |
| Other Working Capital | -33,247 | -11,559 | -8,548 | -5,243 | -6,015 |
| Loans | 771 | 2,360 | 3,438 | 1,301 | 0 |
| Other Operating Activity | -2,508 | -1,005 | -3,333 | -1,276 | 1,702 |
| Operating Cash Flow | $37,702 | $42,841 | $26,362 | $11,911 | $63,501 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | 1,772 | 1,286 | 1,547 | -70 | -22 |
| Net Acquisitions | 9,153 | N/A | N/A | N/A | N/A |
| Purchase Of Investment | -8,000 | -8,000 | -8,000 | -8,000 | N/A |
| Sale Of Investment | 201 | -226 | -336 | -451 | -1,765 |
| Net Loans | 123,706 | -45,198 | 26,700 | -11,483 | 7,655 |
| Investing Cash Flow | $126,832 | $-52,138 | $19,911 | $-20,004 | $5,868 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 100,000 | 100,000 | 100,000 | 50,000 | 450,000 |
| Debt Repayment | -50,000 | -50,000 | -50,000 | 0 | -400,000 |
| Common Stock Issued | -272 | N/A | N/A | N/A | N/A |
| Common Stock Repurchased | -2,727 | -31 | -31 | N/A | -10 |
| Dividend Paid | -24,845 | -18,559 | -11,685 | -5,843 | -21,051 |
| Other Financing Activity | -1,116 | -1,116 | -1,116 | -1,116 | 900 |
| Financing Cash Flow | $-30,733 | $-13,420 | $-10,137 | $43,273 | $35,701 |
| Beginning Cash Position | 249,875 | 249,875 | 249,875 | 249,875 | 144,805 |
| End Cash Position | 383,676 | 227,158 | 286,011 | 285,055 | 249,875 |
| Net Cash Flow | $133,801 | $-22,717 | $36,136 | $35,180 | $105,070 |
| Free Cash Flow | |||||
| Operating Cash Flow | 37,702 | 42,841 | 26,362 | 11,911 | 63,501 |
| Capital Expenditure | -674 | -449 | -188 | -70 | -1,286 |
| Free Cash Flow | 37,028 | 42,392 | 26,174 | 11,841 | 62,215 |