[[ type === 'moc' ? 'MARKET ON CLOSE' : 'FREE WEBINAR' ]]

[[ timeLabel ]] WATCH LIVE:

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Heartland Finl USA (HTLF)

[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]

[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]

[[ session ]] by (Cboe BZX)

[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]

[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]

[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]

Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)

	03-2002	12-2001	09-2001	06-2001	03-2001
Interest Income	24,311	24,028	27,774	28,067	27,740
Interest Expense	11,043	11,298	14,908	15,936	16,478
Interest Income (Net of Interest Expense)	13,268	12,730	12,866	12,131	11,262
Non-Interest Income	7,986	6,465	7,167	7,562	7,426
Sales	21,254	19,195	20,033	19,693	18,688
Credit Losses Provision	981	1,217	1,197	1,123	721
Non Interest Expenses	14,646	13,154	14,752	14,513	14,273
Pre-tax Income	5,627	4,824	4,084	4,057	3,694
Income Tax	1,806	1,627	1,422	1,243	1,238
Net Income Discontinuous	122	N/A	N/A	N/A	N/A
Other Income	16,670	16,122	18,992	19,993	20,172
Net Income	$3,943	$3,482	$2,662	$2,814	$2,456
EPS Basic Continuous Ops	0.26	0.22	0.19	0.20	0.17
EPS Basic Discontinuous Ops	0.01	N/A	N/A	N/A	N/A
EPS Basic Total Ops	0.27	0.24	0.19	0.19	0.17
EPS Diluted Continuous Ops	0.26	0.22	0.18	0.19	0.17
EPS Diluted Discontinuous Ops	0.01	N/A	N/A	N/A	N/A
EPS Diluted Total Ops	0.27	0.25	0.18	0.19	0.17
EBITDA(a)	$N/A	$N/A	$N/A	$N/A	$N/A