[[ type === 'moc' ? 'MARKET ON CLOSE' : 'FREE WEBINAR' ]]

[[ timeLabel ]] WATCH LIVE:

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Heartland Finl USA (HTLF)

[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]

[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]

[[ session ]] by (Cboe BZX)

[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]

[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]

[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]

Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)

	06-2008	03-2008	12-2007	09-2007	06-2007
Interest Income	50,172	51,297	53,765	54,677	54,466
Interest Expense	21,337	23,559	26,259	27,440	26,760
Interest Income (Net of Interest Expense)	28,835	27,738	27,506	27,237	27,706
Non-Interest Income	8,318	8,474	8,090	7,916	8,093
Sales	37,153	36,212	35,596	35,153	35,799
Credit Losses Provision	5,369	1,761	3,304	575	4,268
Non Interest Expenses	25,580	25,764	23,534	24,747	24,929
Pre-tax Income	6,204	8,687	8,758	9,831	6,602
Income Tax	1,643	2,420	2,006	2,906	1,965
Net Income Discontinuous	N/A	N/A	0	N/A	1,548
Other Income	27,541	32,246	35,017	37,271	33,362
Net Income	$4,703	$6,267	$6,752	$6,925	$6,185
EPS Basic Continuous Ops	0.28	0.38	0.41	0.42	0.28
EPS Basic Discontinuous Ops	N/A	N/A	-0.01	N/A	0.10
EPS Basic Total Ops	0.29	0.38	0.41	0.42	0.38
EPS Diluted Continuous Ops	0.28	0.38	0.40	0.42	0.28
EPS Diluted Discontinuous Ops	N/A	N/A	0.00	N/A	0.09
EPS Diluted Total Ops	0.29	0.38	0.41	0.42	0.37
EBITDA(a)	$N/A	$N/A	$N/A	$N/A	$N/A