First Federal of Northern Michigan Bancorp (FFNM)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
| 12-2004 | 12-2003 | 12-2002 | 12-2001 | 12-2000 | |
| Interest Income | 13,278 | 13,350 | 14,499 | 17,586 | 18,654 |
| Interest Expense | 6,202 | 6,455 | 8,342 | 11,439 | 12,558 |
| Interest Income (Net of Interest Expense) | 7,076 | 6,895 | 6,157 | 6,147 | 6,096 |
| Non-Interest Income | 4,711 | 5,426 | 2,385 | 2,205 | 2,376 |
| Sales | 11,787 | 12,321 | 8,542 | 8,352 | 8,472 |
| Credit Losses Provision | 323 | 267 | 415 | 255 | 280 |
| Non Interest Expenses | 10,856 | 10,327 | 7,072 | 6,166 | 5,033 |
| Pre-tax Income | 608 | 1,727 | 1,055 | 1,931 | 3,159 |
| Income Tax | 204 | 518 | 285 | 646 | 1,035 |
| Other Income | 6,810 | 8,182 | 9,397 | 13,370 | 15,717 |
| Net Income | $404 | $1,209 | $770 | $1,285 | $2,124 |
| EPS Basic Continuous Ops | 0.13 | 0.40 | 0.25 | 0.42 | 0.70 |
| EPS Basic Total Ops | 0.13 | 0.40 | 0.25 | 0.42 | 0.70 |
| EPS Diluted Continuous Ops | 0.13 | 0.39 | 0.25 | 0.42 | 0.70 |
| EPS Diluted Total Ops | 0.13 | 0.40 | 0.25 | 0.42 | 0.70 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |