Enova International Inc (ENVA)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Sales | 3,151,653 | 2,657,800 | 2,117,639 | 1,736,085 | 1,207,932 |
| Cost of Goods | 1,321,412 | 1,128,351 | 887,717 | 618,521 | 183,672 |
| Gross Profit | 1,830,241 | 1,529,449 | 1,229,922 | 1,117,564 | 1,024,260 |
| Operating Expenses | 1,091,221 | 945,042 | 808,504 | 734,093 | 611,869 |
| Operating Income | 739,432 | 584,758 | 422,135 | 383,992 | 413,063 |
| Interest Expense | 339,305 | 290,442 | 194,779 | 115,887 | 76,509 |
| Other Income | 907 | -23,215 | -109 | 4,469 | 601 |
| Pre-tax Income | 401,034 | 271,101 | 227,247 | 272,574 | 337,155 |
| Income Tax | 92,645 | 61,653 | 52,126 | 65,150 | 80,087 |
| Net Income Continuous | 308,389 | 209,448 | 175,121 | 207,424 | 257,068 |
| Minority Interests | N/A | N/A | N/A | N/A | 773 |
| Net Income | $308,389 | $209,448 | $175,121 | $207,424 | $256,295 |
| EPS Basic Total Ops | 12.25 | 7.78 | 5.71 | 6.42 | 7.05 |
| EPS Basic Continuous Ops | 12.25 | 7.78 | 5.71 | 6.42 | 7.07 |
| EPS Diluted Total Ops | 11.52 | 7.43 | 5.49 | 6.19 | 6.79 |
| EPS Diluted Continuous Ops | 11.52 | 7.43 | 5.49 | 6.19 | 6.81 |
| EPS Diluted Before Non-Recurring Items | 11.92 | 8.26 | 6.16 | 6.29 | 7.13 |
| EBITDA(a) | $797,851 | $640,752 | $470,415 | $426,557 | $454,662 |