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Emclaire Finl Cor (EMCF)

Emclaire Finl Cor (EMCF)
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Emclaire Financial Corp. is a financial holding company that provides a range of retail and commercial financial products and services to customers in western Pennsylvania through its wholly owned subsidiary bank, the Farmers National Bank of Emlenton. The Company provides a range of financial services to individuals and businesses through its offices in western Pennsylvania. Its primary deposit products are checking, savings and certificate of deposit accounts and its primary lending products are residential and commercial mortgages, commercial business and consumer loans. The Bank also provides investment advisory services through its Farmers National Financial Services division. Headquartered in Emlenton, Pennsylvania, the company's mission is to deliver quality banking services and remain a strong, independent, community bank offering friendly, personal service through highly motivated, well-trained employees with local decision making authority.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2022 Jun, 2022 Mar, 2022 Dec, 2021 Sep, 2021
Sales 10,460 9,980 9,670 10,170 11,160
Sales Growth +4.81% +3.21% -4.92% -8.87% +15.17%
Net Income 3,040 2,240 2,440 2,690 3,380
Net Income Growth +35.71% -8.20% -9.29% -20.41% +75.13%
(Values in U.S. Thousands) Sep, 2022 Jun, 2022 Mar, 2022 Dec, 2021 Sep, 2021
Total Assets 1,032,580 1,049,740 1,057,570 1,059,510 1,084,970
Total Assets Growth -1.63% -0.74% -0.18% -2.35% -2.00%
Total Liabilities 961,610 969,540 970,910 962,550 990,530
Total Liabilities Growth -0.82% -0.14% +0.87% -2.82% -2.30%
(Values in U.S. Thousands) Sep, 2022 Jun, 2022 Mar, 2022 Dec, 2021 Sep, 2021
Operating Cash Flow 4,580 -170 -1,820 18,490 7,160
Operating Cash Flow Growth +2,794.12% +90.66% -109.84% +158.24% -41.36%
Net Cash Flow 1,860 2,570 470 -28,360 630
Change in Net Cash Flow -27.63% +446.81% +101.66% -4,601.59% -95.18%
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