Top Shelf Brands Holdings Corp (DKTS)

Team Nation Holding Corp was incorporated in California on November 22, 2006 as Real Estate Services Holding, Inc. and changed its name to TEAM on June 21, 2007. TEAM, ESCROW and MORTGAGE commenced operations on February 1, 2007. TEAM is a management and services company specializing in management solutions for title companies and title production services. The Company focuses on counter-cyclical growth to acquire, manage and consult for title, escrow, mortgage, real estate and REO companies. Its title insurance services are offered to residential and commercial customers, independent and affiliated title agencies, and related companies in the real estate and mortgage lending industries throughout the United States, predominantly in the State of California. Its services and marketing for its traditional title insurance and escrow segment are directed mainly to real estate agents and lenders in the residential resale and refinance sectors of the market, which are less prone to cyclical industry downturns associated with changing interest rates than the commercial real estate and new home sectors. In the residential resale market, it focuses on establishing relationships with real estate agents, who typically direct the selection of escrow and title insurance services by their clients. In the residential refinance market, it actively promotes relationships with community banks and other lenders who refinance existing mortgage loans. The title insurance and real estate settlement services business is very competitive. Companies with significant market share in the local and regional markets in which it compete include First American, Fidelity National Title, Chicago Title and Ticor Title.