Citizens Fincl Svcs (CZFS)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
| 03-2021 | 12-2020 | 09-2020 | 06-2020 | 03-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 8,463 | 25,103 | 17,876 | 9,869 | 4,531 |
| Depreciation Amortization | -555 | -1,667 | -1,000 | -987 | 270 |
| Income taxes - deferred | 74 | 367 | 359 | 173 | -284 |
| Other Working Capital | 3,551 | -16,170 | -20,629 | -18,281 | -1,607 |
| Loans | 4,544 | -14,383 | -18,846 | -16,774 | -1,237 |
| Other Operating Activity | -2,112 | 18,572 | 19,872 | 20,294 | 3,060 |
| Operating Cash Flow | $13,965 | $11,822 | $-2,368 | $-5,706 | $4,733 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -785 | -942 | -760 | -561 | -507 |
| Net Acquisitions | N/A | 1,022 | 1,023 | 1,023 | N/A |
| Purchase Of Investment | -55,261 | -152,722 | -125,029 | -81,045 | -44,915 |
| Sale Of Investment | 24,050 | 103,045 | 82,167 | 56,063 | 32,345 |
| Net Loans | 2,461 | -63,440 | -24,741 | -22,949 | 22,003 |
| Other Investing Activity | 4,079 | 2,303 | 1,167 | 466 | 100 |
| Investing Cash Flow | $-25,456 | $-110,734 | $-66,173 | $-47,003 | $9,026 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -667 | -16,280 | -17,876 | -17,423 | -6,554 |
| Debt Issued | N/A | 20,000 | 20,000 | 5,000 | 5,000 |
| Debt Repayment | -2,000 | -15,000 | -3,000 | -3,000 | 0 |
| Common Stock Issued | N/A | 126 | 255 | N/A | N/A |
| Common Stock Repurchased | -513 | -2,122 | -2,120 | -1,502 | -1,279 |
| Dividend Paid | -1,820 | -6,539 | -4,736 | -3,195 | -1,957 |
| Financing Cash Flow | $93,612 | $149,099 | $125,330 | $73,219 | $-10,758 |
| Beginning Cash Position | 68,707 | 18,520 | 18,520 | 18,520 | 18,520 |
| End Cash Position | 150,828 | 68,707 | 75,309 | 39,030 | 21,521 |
| Net Cash Flow | $82,121 | $50,187 | $56,789 | $20,510 | $3,001 |
| Free Cash Flow | |||||
| Operating Cash Flow | 13,965 | 11,822 | -2,368 | -5,706 | 4,733 |
| Capital Expenditure | -785 | -942 | -760 | -561 | -507 |
| Free Cash Flow | 13,180 | 10,880 | -3,128 | -6,267 | 4,226 |