Citizens Fincl Svcs (CZFS)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
| 06-2022 | 03-2022 | 12-2021 | 09-2021 | 06-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 13,641 | 6,740 | 29,118 | 22,174 | 15,110 |
| Depreciation Amortization | 476 | 234 | -1,207 | -899 | -676 |
| Income taxes - deferred | 294 | -115 | 689 | N/A | 1,029 |
| Other Working Capital | 2,082 | 3,485 | 8,300 | 10,011 | 7,812 |
| Loans | 3,286 | 3,868 | 9,670 | 11,081 | 9,084 |
| Other Operating Activity | -4,707 | -2,168 | -7,877 | -9,989 | -10,636 |
| Operating Cash Flow | $15,072 | $12,044 | $38,693 | $32,378 | $21,723 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -898 | -58 | -1,105 | -1,043 | -858 |
| Purchase Of Investment | -114,464 | -80,974 | -214,906 | -179,896 | -113,061 |
| Sale Of Investment | 23,206 | 10,352 | 89,707 | 73,889 | 35,713 |
| Net Loans | -152,949 | -36,470 | -32,111 | -34,401 | -7,758 |
| Other Investing Activity | 3,738 | 1,096 | 183 | 7,293 | 5,730 |
| Investing Cash Flow | $-241,367 | $-106,054 | $-158,232 | $-134,158 | $-80,234 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 41,282 | -1,040 | 2,060 | 1,287 | 1,120 |
| Debt Issued | N/A | N/A | 9,869 | 9,869 | 9,869 |
| Debt Repayment | -4,725 | -4,725 | -26,800 | -21,800 | -2,000 |
| Common Stock Issued | 72 | -8 | N/A | N/A | N/A |
| Common Stock Repurchased | -1,279 | N/A | -1,374 | -894 | -849 |
| Dividend Paid | -3,776 | -1,874 | -7,383 | -5,529 | -3,671 |
| Financing Cash Flow | $74,134 | $35,292 | $223,665 | $135,044 | $97,998 |
| Beginning Cash Position | 172,833 | 172,833 | 68,707 | 68,707 | 68,707 |
| End Cash Position | 20,672 | 114,115 | 172,833 | 101,971 | 108,194 |
| Net Cash Flow | $-152,161 | $-58,718 | $104,126 | $33,264 | $39,487 |
| Free Cash Flow | |||||
| Operating Cash Flow | 15,072 | 12,044 | 38,693 | 32,378 | 21,723 |
| Capital Expenditure | -898 | -58 | -1,105 | -1,043 | -858 |
| Free Cash Flow | 14,174 | 11,986 | 37,588 | 31,335 | 20,865 |