Citizens Fincl Svcs (CZFS)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
| 09-2003 | 06-2003 | 03-2003 | 12-2002 | 09-2002 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 3,552 | 2,746 | 1,365 | 5,595 | 4,206 |
| Depreciation Amortization | 1,929 | 1,226 | 595 | 2,137 | 1,528 |
| Income taxes - deferred | 196 | -136 | 5 | 116 | -5 |
| Other Working Capital | 60 | -1,160 | -543 | 879 | -1,259 |
| Loans | 926 | -100 | 175 | 1,077 | -1 |
| Other Operating Activity | -344 | -17 | -190 | -2,024 | 756 |
| Operating Cash Flow | $6,319 | $2,559 | $1,407 | $7,780 | $5,225 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -403 | -333 | -164 | -198 | -171 |
| Purchase Of Investment | -46,413 | -30,217 | -25,033 | -33,320 | -24,870 |
| Sale Of Investment | 52,590 | 33,909 | 16,747 | 49,099 | 34,156 |
| Net Loans | -17,176 | -4,595 | -6,159 | -28,045 | -20,286 |
| Other Investing Activity | -6,927 | -2,333 | 0 | 422 | 335 |
| Investing Cash Flow | $-18,329 | $-3,569 | $-14,609 | $-12,042 | $-10,836 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 216 | -5,505 | 5,796 | 3,398 | 2,444 |
| Debt Issued | 665 | 638 | 307 | 1,268 | 1,183 |
| Debt Repayment | -557 | -303 | N/A | -949 | -949 |
| Common Stock Repurchased | -1,056 | N/A | N/A | N/A | N/A |
| Dividend Paid | -1,568 | -1,032 | -509 | -1,918 | -1,423 |
| Financing Cash Flow | $10,975 | $12,626 | $14,075 | $4,376 | $10,371 |
| Beginning Cash Position | 11,594 | 11,594 | 11,594 | 11,480 | 11,480 |
| End Cash Position | 10,559 | 23,210 | 12,467 | 11,594 | 16,240 |
| Net Cash Flow | $-1,035 | $11,616 | $873 | $114 | $4,760 |
| Free Cash Flow | |||||
| Operating Cash Flow | 6,319 | 2,559 | 1,407 | 7,780 | 5,225 |
| Capital Expenditure | -403 | -333 | -164 | -473 | -446 |
| Free Cash Flow | 5,916 | 2,226 | 1,243 | 7,307 | 4,779 |