Citizens Fincl Svcs (CZFS)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
| 12-2004 | 09-2004 | 06-2004 | 03-2004 | 12-2003 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 5,267 | 4,383 | 2,961 | 1,493 | 4,879 |
| Depreciation Amortization | 2,356 | 1,765 | 1,176 | 564 | 2,487 |
| Income taxes - deferred | -166 | 1 | -41 | -65 | -141 |
| Other Working Capital | -358 | -607 | -409 | -427 | 907 |
| Loans | 0 | 1 | 80 | 80 | 965 |
| Other Operating Activity | 68 | -845 | -862 | -446 | 543 |
| Operating Cash Flow | $7,167 | $4,698 | $2,905 | $1,199 | $9,640 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -2,285 | -2,096 | -160 | -38 | -490 |
| Purchase Of Investment | -31,936 | -31,319 | -24,227 | -11,892 | -73,077 |
| Sale Of Investment | 40,201 | 35,200 | 29,441 | 13,473 | 62,197 |
| Net Loans | -42,745 | -36,325 | -33,564 | -156 | -20,819 |
| Other Investing Activity | -1,862 | -1,971 | -2,062 | 45 | -6,845 |
| Investing Cash Flow | $-38,627 | $-36,511 | $-30,572 | $1,432 | $-39,034 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 545 | 8,385 | 2,029 | N/A | 2,636 |
| Debt Issued | 654 | 1,334 | 548 | 24 | 18,202 |
| Debt Repayment | -1,519 | -1,261 | -559 | -1,376 | -2,569 |
| Common Stock Repurchased | -6 | -7 | -7 | N/A | -1,056 |
| Dividend Paid | -2,209 | -1,642 | -1,083 | -534 | -2,103 |
| Financing Cash Flow | $30,848 | $30,130 | $30,148 | $-502 | $27,751 |
| Beginning Cash Position | 9,951 | 9,951 | 9,951 | 9,951 | 11,594 |
| End Cash Position | 9,339 | 8,268 | 12,432 | 12,080 | 9,951 |
| Net Cash Flow | $-612 | $-1,683 | $2,481 | $2,129 | $-1,643 |
| Free Cash Flow | |||||
| Operating Cash Flow | 7,167 | 4,698 | 2,905 | 1,199 | 9,640 |
| Capital Expenditure | -2,319 | -2,126 | -190 | -38 | -490 |
| Free Cash Flow | 4,848 | 2,572 | 2,715 | 1,161 | 9,150 |