Choiceone Financial (COFS)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Interest Income | 202,958 | 121,104 | 98,980 | 75,060 | 64,618 |
| Interest Expense | 65,888 | 46,662 | 33,095 | 7,746 | 3,977 |
| Interest Income (Net of Interest Expense) | 137,070 | 74,442 | 65,885 | 67,314 | 60,641 |
| Non-Interest Income | 24,666 | 17,995 | 14,906 | 14,072 | 19,194 |
| Sales | 161,736 | 92,437 | 80,791 | 81,386 | 79,835 |
| Credit Losses Provision | 14,813 | 625 | 150 | 250 | 416 |
| Non Interest Expenses | 112,735 | 58,723 | 55,074 | 53,478 | 52,921 |
| Pre-tax Income | 34,188 | 33,089 | 25,567 | 27,658 | 26,498 |
| Income Tax | 6,012 | 6,362 | 4,306 | 4,018 | 4,456 |
| Other Income | 100,076 | 79,751 | 58,662 | 35,404 | 30,475 |
| Net Income | $28,176 | $26,727 | $21,261 | $23,640 | $22,042 |
| EPS Basic Continuous Ops | 2.02 | 3.27 | 2.82 | 3.15 | 2.87 |
| EPS Basic Total Ops | 2.02 | 3.27 | 2.82 | 3.15 | 2.87 |
| EPS Diluted Continuous Ops | 2.01 | 3.25 | 2.81 | 3.14 | 2.86 |
| EPS Diluted Total Ops | 2.01 | 3.25 | 2.82 | 3.15 | 2.86 |
| EPS Diluted Before Non-Recurring Items | 3.68 | 3.37 | 2.82 | 3.15 | 2.86 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |