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Choiceone Financial (COFS)

Choiceone Financial (COFS)
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ChoiceOne Financial Services Inc. is a financial holding company and the parent corporation of ChoiceOne Bank and Lakestone Bank & Trust. It offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services Inc. is headquartered in Sparta, Michigan.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Sales 60,470 61,840 60,430 44,880 36,030
Sales Growth -2.22% +2.33% +34.65% +24.56% -1.45%
Net Income 13,870 14,680 13,530 -13,910 7,160
Net Income Growth -5.52% +8.50% +197.27% -294.27% -2.59%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Total Assets 4,410,550 4,296,900 4,310,250 4,305,390 2,723,240
Total Assets Growth +2.64% -0.31% +0.11% +58.10% -0.10%
Total Liabilities 3,945,200 3,847,290 3,878,490 3,878,320 2,462,830
Total Liabilities Growth +2.54% -0.80% unch +57.47% -0.62%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Operating Cash Flow 31,810 17,780 2,490 -6,470 48,650
Operating Cash Flow Growth +78.91% +614.06% +138.49% -113.30% +97.44%
Net Cash Flow -8,760 2,230 59,530 42,670 41,320
Change in Net Cash Flow -492.82% -96.25% +39.51% +3.27% -54.35%
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