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Choiceone Financial (COFS)

Choiceone Financial (COFS)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Cash Flow for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)
  06-2026 03-2026 12-2025 09-2025 06-2025
Cash Flows From Operating Activities
Net Income 26,167 13,704 28,176 14,309 -372
Depreciation Amortization 4,546 4,738 6,778 4,517 2,634
Other Working Capital -2,215 -18,501 -16,010 -13,115 -12,183
Loans 2,915 -5,666 -678 405 -671
Other Operating Activity -1,646 5,548 13,548 11,664 13,078
Operating Cash Flow $29,767 $-177 $31,814 $17,780 $2,486
Cash Flows From Investing Activities
Change In Deposits 2,635 -21,377 35,272 37,070 90,038
PPE Investments -3,576 -1,276 -5,563 -3,782 -2,289
Purchase Of Investment -1,923 -296 -4,756 -4,311 -2,700
Sale Of Investment N/A N/A 648 N/A N/A
Net Loans -598 41,374 -89,318 18,286 11,571
Other Investing Activity -46,509 -3,861 170,403 177,650 170,411
Investing Cash Flow $-49,971 $14,564 $106,686 $224,913 $267,031
Cash Flows From Financing Activities
Common Stock Issued 499 255 892 678 432
Common Stock Repurchased -2,516 -1,441 -2,679 -2,051 -1,837
Dividend Paid -8,673 -4,337 -16,949 -12,599 -8,395
Other Financing Activity 29,748 -80,000 -80,540 -147,540 -146,828
Financing Cash Flow $20,865 $-18,157 $-147,263 $-240,465 $-209,988
Beginning Cash Position 87,988 87,988 96,751 96,751 96,751
End Cash Position 88,649 84,218 87,988 98,978 156,280
Net Cash Flow $661 $-3,770 $-8,763 $2,227 $59,529
Free Cash Flow
Operating Cash Flow 29,767 -177 31,814 17,780 2,486
Capital Expenditure -4,337 -1,524 -6,627 -4,510 -2,910
Free Cash Flow 25,430 -1,701 25,187 13,270 -424
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