Bread Financial Hldgs Inc
(BFH)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 464,000 | 276,000 | 138,000 | 277,000 | 270,000 |
| Depreciation Amortization | 130,000 | 88,000 | 44,000 | 203,000 | 157,000 |
| Income taxes - deferred | 95,000 | 17,000 | 23,000 | -85,000 | -64,000 |
| Other Working Capital | -78,000 | -65,000 | -121,000 | -67,000 | -81,000 |
| Other Operating Activity | 913,000 | 603,000 | 309,000 | 1,531,000 | 1,098,000 |
| Operating Cash Flow | $1,524,000 | $919,000 | $393,000 | $1,859,000 | $1,380,000 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -4,000 | -5,000 | -6,000 | N/A | -19,000 |
| PPE Investments | -20,000 | -12,000 | -5,000 | N/A | -29,000 |
| Sale Of Investment | N/A | N/A | 5,000 | -17,000 | N/A |
| Other Investing Activity | 156,000 | 487,000 | 697,000 | -1,152,000 | 230,000 |
| Investing Cash Flow | $132,000 | $470,000 | $691,000 | $-1,169,000 | $182,000 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 879,000 | 658,000 | 417,000 | 2,149,000 | 790,000 |
| Debt Repayment | -2,215,000 | -1,742,000 | -835,000 | -2,621,000 | -2,438,000 |
| Common Stock Repurchased | -190,000 | -150,000 | -103,000 | -55,000 | -11,000 |
| Dividend Paid | -31,000 | -22,000 | -12,000 | -43,000 | -32,000 |
| Other Financing Activity | -34,000 | -29,000 | -29,000 | -22,000 | -16,000 |
| Financing Cash Flow | $-1,591,000 | $-1,285,000 | $-562,000 | $-592,000 | $-1,707,000 |
| Beginning Cash Position | 3,714,000 | 3,714,000 | 3,714,000 | 3,616,000 | 3,616,000 |
| End Cash Position | 3,779,000 | 3,818,000 | 4,236,000 | 3,714,000 | 3,471,000 |
| Net Cash Flow | $65,000 | $104,000 | $522,000 | $98,000 | $-145,000 |
| Free Cash Flow | |||||
| Operating Cash Flow | 1,524,000 | 919,000 | 393,000 | 1,859,000 | 1,380,000 |
| Capital Expenditure | -20,000 | -12,000 | -5,000 | N/A | -29,000 |
| Free Cash Flow | 1,504,000 | 907,000 | 388,000 | 1,859,000 | 1,351,000 |